848 SE 5th St, Bend, OR 97702 Property Records

Deschutes County property record for 848 SE 5th St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,268 sqft · built 1978
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Oct 2022)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181204-CA-07300`

Property Details

APN / Parcel Number

Primary APN	`181204-CA-07300`
Alternative APNs	`R1001181204CA07300` `106458`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	308 sqft
Deck Area	63 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	106458
Street Address	848 SE 5TH ST
City	BEND
State	OR
Zip	97702-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	CLEAR SKY ESTATES BLOCK 9 LOT 4
Legal Range	12
Legal Township	18
Legal Section	04
Legal Subdivision	CLEAR SKY ESTATES
Legal Block	9
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3010
Census Tract	1501

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	848 SE 5TH ST, BEND, OR 97702-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Feb 13, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jan 13, 2016 · Amount on Record
Deed Document Number	202238354
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	848 SE 5TH ST, BEND, OR 97702-1734
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041718
Date	Jul 14, 2021
Instrument	2021-41718

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	97428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 13, 2026
Property Address	848 SE 5TH ST, BEND, OR 97702-1734
Document Number	0000004114
Map Reference	CAB B PG 225
Instrument Date	Jan 28, 2026
Instrument	2026-04114
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 SE 5TH ST, BEND, OR 97702-1734

Mortgage

Document Number	0000004115
Date	Feb 13, 2026
Instrument	2026-04115

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 21, 2022
Property Address	848 SE 5TH ST, BEND, OR 97702-1734
Document Number	0000038354
Instrument Date	Oct 18, 2022
Instrument	2022-38354
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	848 SE 5TH ST, BEND, OR 97702-1734

Mortgage

Document Number	0000038355
Date	Oct 21, 2022
Instrument	2022-38355

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,357.00 (+3.92%)	$139,520 (+3%)	$455,840 (+1.83%) Land $173,150 Building $282,690
2024	$2,268.00 (+7.9%)	$135,460 (+3%)	$447,640 (-4.63%) Land $159,180 Building $288,460
2023	$2,102.00	$131,520	$469,350 Land $159,180 Building $310,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Fatbeam, Verizon, Vero Fiber, Webformix.

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