Chesapeake City property record for 848 Saddleback Trail Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,216 sqft · built 1990 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,557 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2019 Transfer |
| APN | 0606006000330 |
| Primary APN | 0606006000330 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 884 sqft |
| Attic | Attic |
| Attic Area | 490 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 141 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 308 sqft |
| Patio Area | 186 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 848 SADDLEBACK TRAIL RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 33 COUNTRY ROADS SEC ONE |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 21004 |
848 Saddleback Trail Rd is owned by two individuals who acquired it in January 2019.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1273 ULUPUNI ST, KAILUA, HI 96734-4309 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Feb 19, 2019 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2019 |
| Transfer Doc | 09987/1742 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 31, 2026 |
| Property Address | 848 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8849 |
| Document Number | 0000019845 |
| Book / Page | 11007 / 1142 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202619845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1273 ULUPUNI ST, KAILUA, HI 96734-4309 |
| Document Number | 0000019845, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 11007/1142 |
| Instrument | 202619845 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Aug 1, 2066 |
| Rate | 9% |
|---|---|
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 19, 2019 |
| Property Address | 848 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8849 |
| Document Number | 9987/1742 |
| Book / Page | 9987 / 1742 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 190003643 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 848 SADDLEBACK TRAIL RD, CHESAPEAKE, VA 23322-8849 |
The 2025 property tax bill for 848 Saddleback Trail Rd was $4,557.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,100 (+4.63%) Land $200,000 Building $272,100 | $472,100 (+4.63%) Land $200,000 Building $272,100 | |
| 2025 | $4,557.00 | $451,200 Land $190,000 Building $261,200 | $451,200 Land $190,000 Building $261,200 |
| 2023 | $401,000 (+4.37%) Land $170,000 Building $231,000 | $401,000 (+4.37%) Land $170,000 Building $231,000 | |
| 2022 | $384,200 Land $150,000 Building $234,200 | $384,200 Land $150,000 Building $234,200 | |
| 2019 | $3,267.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 848 Saddleback Trail Rd; there have been 3 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 848 Saddleback Trail Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures