Otsego County and Butternuts Town property record for 848 River Rd, Mount Upton, NY 13809 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,755 sqft Living Area |
| Lot Size | 445,619 sqft (10.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $216,000 (2017) |
| Tax Bill | $6,933.00 (2025) |
| Primary APN | 362289 303.00-1-64.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,755 sqft Living Area |
| 1st Floor | 1,170 sqft 1st Floor |
| Upper Floors | 585 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 445,619 sqft (10.2 acres) |
| Lot Width | 473 ft Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 384 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 211887 |
|---|---|
| Street Address | 848 RIVER RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2148 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 64.001 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | BUTTERNUTS |
| Census Blockgroup | 2 |
| Census Block | 2062 |
| Census Tract | 591500 |
Source: Otsego County and Butternuts Town records · APN 362289 303.00-1-64.01
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 848 RIVER RD, MOUNT UPTON, NY 13809-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage COMMUNITY BANK NA |
| Oct 23, 2025 | Deed, Transfer |
| Jul 28, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance ROCKET MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Deed Book / Page | 2017 / 2984 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 848 RIVER RD, MOUNT UPTON, NY 13809-2148 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000094 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025-5094 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 229 Months |
| Due | Jan 01, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 23, 2025 |
| Property Address | 848 RIVER RD, MOUNT UPTON, NY 13809-2148 |
| Document Number | 0000000228 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025-4228 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 848 RIVER RD, MOUNT UPTON, NY 13809-2148 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 848 RIVER RD, MOUNT UPTON, NY 13809-2148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000004 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 2023-3004 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: Otsego County and Butternuts Town records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Butternuts Town |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,933.00 (+2.29%) | $169,000 (-) Land $32,500 Building $136,500 | $248,529 (+8.99%) Land $47,794 Building $200,735 |
| 2024 | $6,778.00 | $169,000 (-) Land $32,500 Building $136,500 | $228,039 (+5.79%) Land $43,854 Building $184,185 |
| 2023 | $169,000 Land $32,500 Building $136,500 | $215,561 Land $41,454 Building $174,107 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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