Bergen County and Garfield City property record for 848 River Dr, Garfield, NJ 07026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.645 acres (28,096 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,400,000 (Jun 2021) |
| Tax Bill | $137,421 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00200-0000-00018-01 |
| Primary APN | 21-00200-0000-00018-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Lot Area | 28,096 sqft (0.645 acres) |
|---|
| Account Number | 005388 |
|---|---|
| Street Address | 848 RIVER DR |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3931 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-2 |
| Legal Description | .645 ACRES |
| Legal Subdivision | GARFIELD CITY |
| Legal Block | 200 |
| Legal Lot Number | 18.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21200 |
848 River Dr, a commercial property, is owned by a company that acquired it in April 2024.
Source: Bergen County and Garfield City records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 201 S WOOD AVE, LINDEN, NJ 07036-3122 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LUMENT REAL ESTATE CAPITAL LLC |
| May 6, 2024 | Correction Deed · Commercial Mortgage LUMENT STRUCTURED FINANCE LLC |
| Dec 6, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage KEARNY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on File |
| Deed Sale | Jun 21, 2021 · Amount on File |
| Deed Document Number | 202198371 |
| Deed Book / Page | 4222 / 773 |
| Last Transfer Date | Apr 30, 2024 |
| Transfer Doc | 0052311193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 848 RIVER DR, GARFIELD, NJ 07026-3931 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 201 S WOOD AVE, LINDEN, NJ 07036-3122 |
| Document Number | 0056411012 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 5641/1012 |
| Instrument | 2025076083 |
| Name | LUMENT REAL ESTATE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43215 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Nov 1, 2032 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 6, 2024 |
| Property Address | 848 RIVER DR, GARFIELD, NJ 07026-3931 |
| Document Number | 0052311188 |
| Book / Page | 5231 / 1188 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024026515 |
| Record Updated | Oct 30, 2025 |
| Title Company | WORLD WIDE LAND TRANSFER |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 201 S WOOD AVE, LINDEN, NJ 07036-3122 |
| Name | Verified Name |
|---|---|
| Address | 201 S WOOD AVE, LINDEN, NJ 07036-3122 |
| Document Number | 0052311193 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 5231/1193 |
| Instrument | 2024026516 |
| Name | LUMENT STRUCTURED FINANCE LLC |
|---|---|
| Address | COLUMBUS, OH 43215 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 6, 2022 |
| Property Address | 848 RIVER DR, GARFIELD, NJ 07026-3931 |
| Document Number | 0048761281 |
| Book / Page | 4876 / 1281 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022112754 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 S WOOD AVE, LINDEN, NJ 07036-3122 |
| Name | Verified Name |
|---|---|
| Address | 201 S WOOD AVE, LINDEN, NJ 07036-3122 |
| Document Number | 2022112755 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 2022112755 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 848 River Dr was $137,421, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,950,000 (-) Land $3,950,000 | $3,950,000 (-) Land $3,950,000 | |
| 2025 | $137,421.00 (+4.26%) | $3,950,000 Land $3,950,000 | $3,950,000 Land $3,950,000 |
| 2024 | $131,812.00 | ||
| 2023 | $3,950,000 Land $3,950,000 | $3,950,000 Land $3,950,000 | |
| 2022 | $31,077.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 848 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1978–1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 848 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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