Culpeper County property record for 848 Ripplebrook Dr, Culpeper, VA 22701
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,348 sqft · built 1997 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Trust Name on File |
| Last Sale | $218,500 (Nov 2021) |
| Tax Bill | $1,315 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-B-8-170 |
| Primary APN | 50-B-8-170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 706 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Patio Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18402 |
|---|---|
| Street Address | 848 RIPPLEBROOK DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3721 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | SOUTHRIDGE TOWNHOUSES - LOT 170 PHASE IV, SECTION III 2022 SQ FT - PLAT DB 624/1 |
| Legal Subdivision | III SOUTHRIDGE THS |
| Legal Phase | 15 |
| Legal Lot Number | 170 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | CEDAR MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 930502 |
848 Ripplebrook Dr, a townhouse, is owner-occupied and held in a trust since November 2021.
Source: Culpeper County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Nov 4, 2021 | Intrafamily Transfer, Transfer |
| May 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Jun 28, 2017 | Trustee's Deed, Foreclosure STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on File |
| Deed Sale | Nov 4, 2021 · Amount on File |
| Prior Sale | Feb 16, 2018 · Amount on File |
| Deed Document Number | 20219613 |
| Prior Transfer Date | Oct 28, 2021 |
| Prior Transfer Doc | 0000009615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 4, 2021 |
| Property Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Document Number | 210009613 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 210009613 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Document Number | 210009614 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 210009614 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Nov 4, 2021 |
| Property Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Document Number | 210009615 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 210009615 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Document Number | 200003076 |
| Instrument Date | May 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 848 RIPPLEBROOK DR CULPEPER VA 227013721, CULPEPER, VA 22701-3721 |
| Document Number | 200003076 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 3076 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Feb 16, 2018 |
| Property Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Document Number | 180000794 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 180000794 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | BLUE RIDGE TITLE & STLMNT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Document Number | 180000795 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 180000795 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jun 28, 2017 |
| Property Address | 848 RIPPLEBROOK DR, CULPEPER, VA 22701-3721 |
| Document Number | 170003468 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 3468 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 10, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3837 RUTH RD MADISON VA 227275084, MADISON, VA 22727-5084 |
The 2025 property tax bill for 848 Ripplebrook Dr was $1,315, down 16.5% from the year before.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,315.00 (-16.51%) | $305,700 Land $73,000 Building $232,700 | $305,700 Land $73,000 Building $232,700 |
| 2024 | $1,575.00 (+4.3%) | ||
| 2023 | $1,510.00 | $271,600 Land $55,000 Building $216,600 | $271,600 Land $55,000 Building $216,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 848 Ripplebrook Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 848 Ripplebrook Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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