848 Piper Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 848 Piper Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,519 sqft · built 1986
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Dec 2025)
Tax Bill	$11,018 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:012.0 B:0028 L:0002.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:012.0 B:0028 L:0002.0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,519 sqft Living Area
Gross Area	5,547 sqft
1st Floor Area	2,020 sqft
Basement Area	2,020 sqft
Unfinished Basement	2,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	848 PIPER RD
City	ASHBY
State	MA
Zip	01431-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	28
Legal Lot Number	2.0
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1021
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	848 PIPER RD, ASHBY, MA 01431-2202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
Mar 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 31, 2019	Quit Claim Deed, Transfer FINANCE AMERICA
Nov 14, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	2025148729
Deed Book / Page	84963 / 496
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Dec 4, 2025
Property Address	848 PIPER RD, ASHBY, MA 01431-2202
Document Number	084963-496
Book / Page	84963 / 496
Instrument Date	Dec 4, 2025
Instrument	148729
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	848 PIPER RD, ASHBY, MA 01431-2202

Mortgage

Document Number	0000148730
Date	Dec 4, 2025
Instrument	148730

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Mar 30, 2020
Property Address	848 PIPER RD, ASHBY, MA 01431-2202
Document Number	74373-319
Book / Page	074373 / 000319
Instrument Date	Mar 23, 2020
Instrument	46811
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,945.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 PIPER RD ASHBY MA 014312202, ASHBY, MA 01431-2202

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Jul 31, 2019
Property Address	848 PIPER RD, ASHBY, MA 01431-2202
Document Number	73029-323
Book / Page	073029 / 000323
Instrument Date	Jul 29, 2019
Instrument	111661
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$615.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 HIGH STREET EXT LANCASTER MA 015232035, LANCASTER, MA 01523-2035

Mortgage

Document Number	73029-326
Date	Jul 31, 2019
Book Page	073029/000326
Instrument	111662

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 30, 2020

November 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	ASHBY MA
Recording Date	Nov 14, 2018
Property Address	848 PIPER RD, ASHBY, MA 01431-2202
Document Number	71879-246
Book / Page	071879 / 000246
Instrument Date	Oct 9, 2018
Instrument	4552
Transaction Type	Foreclosure
Record Updated	Dec 4, 2018

Transaction

Amount	Amount Recorded
Tax	$929.06
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,018.00 (+4.44%)	$699,100 (+0.92%) Land $70,400 Building $628,700	$615,496 (+12.68%)
2025	$10,550.00 (-2.7%)	$692,700 (-0.79%) Land $70,400 Building $622,300	$546,250
2024	$10,843.00 (+16.5%)	$698,200 (+23.18%) Land $68,000 Building $630,200
2023	$9,307.00	$566,800 Land $63,200 Building $503,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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