848 Monet Dr, Hagerstown, MD 21740 Property Records

Washington County property record for 848 Monet Dr, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,812 sqft · built 2005
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2010)
Tax Bill	$2,068 (2026)
Deeds & Mortgages	Mar 2024 Transfer May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-023659`

Property Details

APN / Parcel Number

Primary APN	`22-023659`
Alternative APN	`023659`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,812 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Built-in
Garage Area	180 sqft
Porch	Slab
Porch Area	24 sqft
Deck Area	167 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	023659
Street Address	848 MONET DR
City	HAGERSTOWN
State	MD
Zip	21740-6383
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	LOT 41 .04 AC 848 MONET DR PARK OVERLOOK TOWNHOMES
Legal Subdivision	PARK OVERLOOK TWNHMS
Legal Lot Number	41
Jurisdiction	WASHINGTON MD
Township / Civil Division	22, HAGERSTOWN
Census Block Group	3
Census Block	3022
Census Tract	500

Owner

848 Monet Dr, a townhouse, is owned and occupied by two individuals who acquired it in March 2024.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	848 MONET DR, HAGERSTOWN, MD 21740-6383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Intrafamily Transfer, Transfer
May 1, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage DIVERSIFIED FINANCIAL MORTGAGE CORP
Jan 15, 2021	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2010 · Amount on File
Deed Sale	Jun 29, 2010 · Amount on File
Prior Sale	Mar 22, 2010 · Amount on File
Deed Document Number	20106866
Deed Book / Page	3897 / 121
Last Transfer Date	Mar 14, 2024
Transfer Doc	0074200338
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Mar 18, 2024
Property Address	848 MONET DR, HAGERSTOWN, MD 21740-6383
Document Number	0074200338
Book / Page	7420 / 338
Map Reference	MB 7593 PG
Instrument Date	Mar 14, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	848 MONET DR, HAGERSTOWN, MD 21740-6383

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	848 MONET DR, HAGERSTOWN, MD 21740-6383
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057380483
Date	May 1, 2018
Book Page	5738/0483

Lender

Name	DIVERSIFIED FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	848 MONET DR, HAGERSTOWN, MD 21740-6383
Document Number	0064960154
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	848 MONET DR HAGERSTOWN MD 217406383, HAGERSTOWN, MD 21740-6383

Mortgage

Document Number	0064960154
Date	Jan 26, 2021
Book Page	006496/000154

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 848 Monet Dr was $2,068, up 15.1% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,068.00 (+15.08%)	$227,000 (+15.05%)	$286,400 (+45.16%) Land $30,000 Building $256,400
2025	$1,797.00 (+8.91%)	$197,300 Land $30,000 Building $167,300	$197,300 Land $30,000 Building $167,300
2024	$1,650.00 (+9.34%)
2023	$1,509.00	$164,967	$197,300 Land $30,000 Building $167,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 848 Monet Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 848 Monet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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