848 Middle Crk, Buda, TX 78610 Property Records

Hays County property record for 848 Middle Crk, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	2,580 sqft · built 2011
Lot Size	0.14 acres (6,122 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,300 (Mar 2017)
Tax Bill	$8,012 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119501000T027002`

Property Details

APN / Parcel Number

Primary APN	`119501000T027002`
Alternative APN	`R132131`

Interior

Stories	1 Story
Building Area	2,580 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,500 sqft
Upper Floors Area	1,080 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,122 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R132131
Street Address	848 MIDDLE CRK
City	BUDA
State	TX
Zip	78610-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HOLLOW PHASE I SEC 4A, BLOCK T, LOT 27
Legal Subdivision	WHISPERING HOLLOW PHASE I SEC 4A
Legal Phase	I
Legal Block	T
Legal Lot Number	27
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2004
Census Tract	10915

Owner

Source: Hays County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	848 MIDDLE CRK, BUDA, TX 78610-3056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CREDIT UNION
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED HERITAGE CU
Mar 27, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	Jul 15, 2011 · Amount on Record
Deed Document Number	201710137
Prior Transfer Date	Mar 24, 2017
Prior Transfer Doc	0000010137
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Recording Date	Oct 9, 2026
Property Address	848 MIDDLE CRK, BUDA, TX 78610-3056
Document Number	0000038363
Instrument Date	Oct 5, 2026
Instrument	202638363
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 MIDDLE CRK, BUDA, TX 78610-3056

Mortgage

Document Number	0000038363,
Date	Oct 9, 2026
Instrument	202638363

Lender

Name	UNITED HERITAGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2046

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	848 MIDDLE CRK, BUDA, TX 78610-3056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001835
Date	Jan 14, 2021
Instrument	21001835

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Mar 27, 2017
Property Address	848 MIDDLE CRK, BUDA, TX 78610-3056
Document Number	0000010137
Instrument Date	Mar 24, 2017
Instrument	10137
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 MIDDLE CREEK DR BUDA TX 78610, BUDA, TX 78610

Mortgage

Document Number	10138
Date	Mar 27, 2017
Instrument	10138

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Buda City
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,012.00 (+0.12%) Homeowner's exemption	$442,790 (+11.91%) Land $94,160 Building $348,630	$442,790 (-17.67%) Land $94,160 Building $348,630
2024	$8,002.00 (+6.4%)
2023		$395,670 Land $116,820 Building $421,020	$537,840 Land $116,820 Building $421,020
2022	$7,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BUDA serves 13,830 people · EPA ID TX1050012
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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