848 Harbor Cir, Baldwin, NY 11510 Property Records

Nassau County and Hempstead Town property record for 848 Harbor Cir, Baldwin, NY 11510

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,065 sqft · built 1947
Lot Size0.19 acres (8,265 sqft)
OwnerIndividual Name on File
Last Sale$442,900 (Jul 2015)
Tax Bill$15,636 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN54-279-00-0128

Property Details

APN / Parcel Number

Primary APN54-279-00-0128
Alternative APNs
  • 2089-54-279-00-0128-0
  • 54279000128000000000
  • 282089 54.-279-128
  • 54279 01280

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,065 sqft Living Area
1st Floor Area975 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCape Cod
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area8,265 sqft (0.19 acres)
Lot Dimensions91 ft deep x 45 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number54279 01280
Street Address848 HARBOR CIR
CityBALDWIN
StateNY
Zip11510-4036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 010
Legal SubdivisionMAP OF HARBOR COURT
Legal Block279
Legal Lot Number128
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4002
Census Tract413700

Owner

848 Harbor Cir is owned and occupied by an individual who bought it in July 2015.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address848 HARBOR CIR, BALDWIN, NY 11510-4036
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
MUNICIPAL CU
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETHPAGE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2015 · Amount on File
Deed SaleJul 6, 2015 · Amount on File
Deed Document Number20151590
Deed Book / Page13229 / 239
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address848 HARBOR CIR, BALDWIN, NY 11510-4036
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanyAMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INS COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address848 HARBOR CIR, BALDWIN, NY 11510-4036

Mortgage

Document NumberM482350706
DateDec 2, 2025
Book PageM48235/706
Instrument2025-77502
Lender
NameMUNICIPAL CU
TypeCredit Union
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address848 HARBOR CIR, BALDWIN, NY 11510-4036
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0441650794
DateMay 4, 2020
Book Page44165/794
Instrument2020-036083
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 848 Harbor Cir was $15,636.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictBaldwin Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$507 Land $201 Building $306$507,000
2025$15,636.00
2023$14,708.00 Additional exemption filed$537 Land $218 Building $319$537,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 848 Harbor Cir in Zone X, an area of minimal flood risk, though there have been 113 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 78 policies
Nearby Flood Policies78 in force
Nearby Flood Claims113 (1978–2024)
Claims Outside the SFHA21 of 113
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 55 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 848 Harbor Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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