848 FM 3459, Onalaska, TX 77360 Property Records

Polk County property record for 848 FM 3459, Onalaska, TX 77360

Property Summary

Property TypeCommercial
Detailsbuilt 1980
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Deeds & MortgagesOct 2020 Mortgage
Mar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN10044005900

Property Details

APN / Parcel Number

Primary APN10044005900
Alternative APN
  • 13804

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick Veneer
Lot Area10,890 sqft (0.25 acres)

Location & Zoning

Account Number13804
Street Address848 FM 3459
CityONALASKA
StateTX
Zip77360-7501
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionABST 44 A M DE LATARZA SURVEY TRACT 45
Legal SubdivisionABST 44 A M DE LATARZA SURVEY
Legal Tract45
JurisdictionPOLK TX
Census Block Group4
Census Block4028
Census Tract210301

Owner

Source: Polk County records, as of October 2, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 2463, ONALASKA, TX 77360-2463
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Mar 29, 2023Deed of Trust, Mortgage · Stand-Alone First Mortgage
AUSTIN BANK TEXAS NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2005
Deed SaleJul 29, 2005
Deed Document Number07150
Deed Book / Page2005-1462 / 364
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK TX
Property Address848 FM 3459, ONALASKA, TX 77360-7501
Transaction TypeMortgage
Record UpdatedOct 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address848 FM 3459, ONALASKA, TX 77360-7501

Mortgage

Document Number20202291/361
DateOct 13, 2020
Book Page2020-2291/361
Instrument9552
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79925
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term356 Months
DueJun 23, 2050

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK TX
Property Address848 FM 3459, ONALASKA, TX 77360-7501
Transaction TypeMortgage
Record UpdatedOct 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3553 US HIGHWAY 190 W, LIVINGSTON, TX 77351-8705

Mortgage

Document Number20232474/451
DateMar 29, 2023
Book Page2023-2474/451
Instrument2991
Lender
NameAUSTIN BANK TEXAS NA
TypeBank
AddressWHITEHOUSE, TX 75791
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyPolk County
MunicipalityOnalaska City
Unified School DistrictOnalaska Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$6,188 Land $6,188$6,188 Land $6,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2024)
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WSC
serves 5,289 people · EPA ID TX1870009
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Eastex Telephone Cooperative
Fiber
1,000 / 1,000
Optimum
Cable
500 / 20

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