Clermont County property record for 848 Dorgene Ln, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,011 sqft · built 2003 |
| Lot Size | 0.568 acres (24,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Dec 2025) |
| Tax Bill | $3,854 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-31-08G-070 |
| Primary APN | 39-31-08G-070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,011 sqft Living Area |
| 1st Floor Area | 1,298 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 24,742 sqft (0.568 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 848 DORGENE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POLO FIELDS PART 16; LOT 528; SEE 393108G070T FOR TIF VALUES |
| Legal Subdivision | POLO FIELDS |
| Legal Lot Number | 528 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 41406 |
Source: Clermont County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| May 26, 2023 | Warranty Deed, Transfer LAWYERS TITLE |
| Dec 2, 2021 | Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Oct 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Prior Sale | May 26, 2023 · Amount on Record |
| Deed Document Number | 202526568 |
| Deed Book / Page | 3010 / 3849 |
| Prior Transfer Date | Nov 5, 2010 |
| Prior Transfer Doc | 0000029634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 15, 2025 |
| Property Address | 848 DORGENE LN, CINCINNATI, OH 45244-5030 |
| Document Number | 0000026568 |
| Book / Page | 3010 / 3849 |
| Map Reference | CAB 11 PG 99 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 202500026568 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337 |
| Document Number | 0000026569 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 202500026569 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 26, 2023 |
| Property Address | 848 DORGENE LN, CINCINNATI, OH 45244-5030 |
| Document Number | 0000009280 |
| Book / Page | 2945 / 1126 |
| Map Reference | CAB 11 PG 99&100 |
| Instrument Date | May 24, 2023 |
| Instrument | 202300009280 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 848 DORGENE LN, CINCINNATI, OH 45244-5030 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 2, 2021 |
| Property Address | 848 DORGENE LN, CINCINNATI, OH 45244-5030 |
| Document Number | 0000039149 |
| Book / Page | 2903 / 5544 |
| Map Reference | CAB 11 PG 99&100 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 202100039149 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314 |
| Document Number | 0000039150 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 202100039150 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 848 DORGENE LN, CINCINNATI, OH 45244-5030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028221 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 2825/3165 |
| Instrument | 201900028221 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 848 DORGENE LN, CINCINNATI, OH 45244-5030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028255 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 2855/610 |
| Instrument | 202000028255 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Oct 8, 2019 |
| Property Address | 848 DORGENE LN, CINCINNATI, OH 45244-5030 |
| Document Number | 0000022660 |
| Book / Page | 2820 / 1655 |
| Map Reference | CAB 11 PG 99&100 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 201900022660 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 848 DORGENE LN, CINCINNATI, OH 45244-5030 |
| Document Number | 0000022661 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 201900022661 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,854.00 (+2.94%) | $910 (-) Land $910 | |
| 2024 | $3,744.00 (-52.77%) Homeowner's exemption | $910 (-) Land $910 | $2,600 (-) Land $2,600 |
| 2023 | $7,928.00 (+14,314.55%) Homeowner's exemption | $910 (-) Land $910 | $2,600 (-) Land $2,600 |
| 2022 | $55.00 Homeowner's exemption | $910 Land $910 | |
| 2020 | $2,600 Land $2,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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