848 Denise Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 848 Denise Ln, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1959
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Mar 2024)
Tax Bill	$8,900 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`493-082-15-00`

Property Details

APN / Parcel Number

Primary APN	`493-082-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	848 DENISE LN
City	EL CAJON
State	CA
Zip	92020-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 151 TR 003752
Legal Subdivision	ALLENWOOD
Legal Tract	003752
Legal Block	1
Legal Lot Number	151
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	15301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	848 DENISE LN, EL CAJON, CA 92020-6415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA
Mar 29, 2024	Grant Deed, Transfer · Conventional Mortgage BRIKHO CAPITAL INC
Jan 8, 2021	Quit Claim Deed, Transfer LAWYERS TITLE
Jan 8, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Mar 21, 2020	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Jan 8, 2021 · Amount on Record
Deed Document Number	202479264
Prior Transfer Date	Mar 15, 1996
Prior Transfer Doc	0000149307
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2024
Property Address	848 DENISE LN, EL CAJON, CA 92020-6415
Document Number	0000079263
Map Reference	MAP 3752
Instrument Date	Mar 26, 2024
Instrument	2024-0079263
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 DENISE LN, EL CAJON, CA 92020-6415

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2024
Property Address	848 DENISE LN, EL CAJON, CA 92020-6415
Document Number	0000079264
Map Reference	MAP 3752
Instrument Date	Mar 4, 2024
Instrument	2024-0079264
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TTL CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 DENISE LN, EL CAJON, CA 92020-6415

Mortgage

Document Number	0000079265
Date	Mar 29, 2024
Instrument	2024-0079265

Lender

Name	BRIKHO CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2021
Property Address	848 DENISE LN, EL CAJON, CA 92020-6415
Document Number	0000017148
Instrument Date	Dec 28, 2020
Instrument	17148
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	833 ORO ST EL CAJON CA 920214913, EL CAJON, CA 92021-4913

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2021
Property Address	848 DENISE LN, EL CAJON, CA 92020-6415
Document Number	0000017149
Map Reference	MAP 3752
Instrument Date	Dec 14, 2020
Instrument	2021-0017149
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 DENISE LN, EL CAJON, CA 92020-6415

Mortgage

Document Number	0000017150
Date	Jan 8, 2021
Instrument	2021-0017150

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	848 DENISE LN, EL CAJON, CA 92020-6415
Document Number	0000160830
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 DENISE LN EL CAJON CA 920206415, EL CAJON, CA 92020-6415

Mortgage

Document Number	0000160830
Date	Mar 30, 2020
Instrument	160830

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$821,814 (+17.62%) Land $572,220 Building $249,594
2025	$8,900.00 (+13.46%)	$698,700 (+10.64%) Land $561,000 Building $137,700
2023	$7,844.00 (+2.16%) Homeowner's exemption	$631,521 Land $160,459 Building $471,062
2022	$7,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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