848 Bell Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 848 Bell Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1982
Lot Size	0.961 acres (41,878 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Mar 2020)
Tax Bill	$1,334 (2026)
Deeds & Mortgages	Mar 2020 Sale Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45629`

Property Details

APN / Parcel Number

Primary APN	`45629`
Alternative APN	`1328280`

Interior

Stories	1 Story
Building Area	1,512 sqft Finished Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Material	Metal
Lot Area	41,878 sqft (0.961 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1328280
Street Address	848 BELL RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	1 AC RD 2014
Legal Subdivision	KILDEER
Legal Block	1
Legal Lot Number	68
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3007
Census Tract	950302

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1113 FOREST RIDGE RD, BESSEMER CITY, NC 28016-6684
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 20, 2019	Grant Deed, Transfer · Line of Credit NRP MORTGAGE TRUST (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	202037576
Deed Book / Page	1809 / 2902
Prior Transfer Date	Oct 30, 2014
Prior Transfer Doc	0016861838
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 25, 2020
Property Address	848 BELL RD, KINGS MOUNTAIN, NC 28086-9439
Document Number	0018092902
Book / Page	001809 / 002902
Instrument Date	Mar 25, 2020
Instrument	37576
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 FOREST RIDGE RD BESSEMER CITY NC 280166684, BESSEMER CITY, NC 28016-6684

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 20, 2019
Property Address	848 BELL RD, KINGS MOUNTAIN, NC 28086-9439
Document Number	0017970197
Book / Page	001797 / 000197
Instrument Date	Aug 15, 2019
Instrument	29576
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	17970201
Date	Aug 20, 2019
Book Page	001797/000201
Instrument	29577

Lender

Name	NRP MORTGAGE TRUST (CT)
Address	500 DELAWARE AVENUE11TH FL, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,334.00 (+5.79%)	$198,613 (-) Land $25,000 Building $173,613	$198,613 (-) Land $25,000 Building $173,613
2025	$1,261.00	$198,613 (+50.59%) Land $25,000 Building $173,613	$198,613 (+50.59%) Land $25,000 Building $173,613
2023		$131,886 Land $21,000 Building $110,886	$131,886 Land $21,000 Building $110,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bell Rd

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