Cape May County and Ocean City property record for 848 3rd St, #1, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Details | 1,435 sqft · built 1997 |
| Lot Size | 0.083 acres (3,598 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,110,000 (Dec 2025) |
| Tax Bill | $6,239 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-00302-0000-00015-0000-C1 |
| Primary APN | 08-00302-0000-00015-0000-C1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,435 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 3,598 sqft (0.083 acres) |
| Lot Dimensions | 100 ft deep x 36 ft wide |
| Garage Type | Attached |
| Street Address | 848 3RD ST, 1 |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-4018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OB302 L24A |
| Legal Subdivision | 848 03 ST CONDO |
| Legal Block | 302 |
| Legal Lot Number | 15 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 20101 |
Source: Cape May County and Ocean City records · APN 08-00302-0000-00015-0000-C1
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1196 WESTBOURNE RD, WEST CHESTER, PA 19382-7429 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK NATIONAL ASS |
| Dec 09, 2025 | Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK NATIONA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 09, 2025 · Amount on Record |
| Deed Sale | Dec 09, 2025 · Amount on Record |
| Prior Sale | Jul 15, 1997 · Amount on Record |
| Deed Document Number | 202583598 |
| Deed Book / Page | 4257 / 471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 848 3RD ST # 1, 1, OCEAN CITY, NJ 08226-4018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Title Company | TRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER COMPAN |
| Name | Verified Name |
|---|
| Document Number | 0000083599 |
|---|---|
| Date | Dec 09, 2025 |
| Book Page | M6864/981 |
| Instrument | 2025083599 |
| Name | MORGAN STANLEY PRIVATE BANK NATIONAL ASS |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2035 |
| Change Frequency | 6 Months |
| Max Rate At Change | 0.03% |
| Index | Other |
| Max Rate | 0.11% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Dec 09, 2025 |
| Property Address | 848 3RD ST # 1, 1, OCEAN CITY, NJ 08226-4018 |
| Document Number | 0000083598 |
| Book / Page | D4257 / 471 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025083598 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO NJ |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 848 3RD ST, OCEAN CITY, NJ 08226-4018 |
| Name | Verified Name |
|---|---|
| Address | 1196 WESTBOURNE RD, WEST CHESTER, PA 19382-7429 |
| Document Number | 0000083599 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 2025083599 |
| Name | MORGAN STANLEY PRIVATE BANK NATIONA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2035 |
| Change Frequency | 6 Months |
| Index | Other |
Source: Cape May County and Ocean City records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,100 (-) Land $336,600 Building $219,500 | $556,100 (-) Land $336,600 Building $219,500 | |
| 2025 | $556,100 (-) Land $336,600 Building $219,500 | $556,100 (-) Land $336,600 Building $219,500 | |
| 2024 | $6,239.00 (+9.04%) | ||
| 2023 | $556,100 Land $336,600 Building $219,500 | $556,100 Land $336,600 Building $219,500 | |
| 2022 | $5,722.00 |
Source: FEMA National Flood Hazard Layer as of October 4, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 397 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 1,266 units insured incl. 869 condo units |
| Nearby Flood Claims | 629 (1978–2018) |
| Claims Outside the SFHA | 3 of 629 |
| Most Recent Claim | May 2018 |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 799 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures