Rockingham County property record for 8478 Lady Bug Rd, Bridgewater, VA 22812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,070 sqft · built 1904 |
| Lot Size | 4.54 acres (197,937 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,176 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-(A)-L4A |
| Primary APN | 120-(A)-L4A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,070 sqft Living Area |
| Gross Area | 1,371 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 197,937 sqft (4.54 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Deck Area | 25 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Cistern |
| Account Number | R51623 |
|---|---|
| Street Address | 8478 LADY BUG RD |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | ASHBY |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 11200 |
8478 Lady Bug Rd is owned and occupied by an individual.
Source: Rockingham County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8478 LADY BUG RD, BRIDGEWATER, VA 22812-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 8478 Lady Bug Rd was $1,176, up 25.4% from the year before.
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,176.00 (+25.37%) | $178,248 (+29.17%) Land $118,600 Building $59,648 | $178,248 Land $118,600 Building $59,648 |
| 2025 | $938.00 | $138,000 Land $79,100 Building $58,900 | |
| 2022 | $138,000 Land $79,100 Building $58,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8478 Lady Bug Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1985–1996) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8478 Lady Bug Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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