8475 Monbo Rd, Catawba, NC 28609 Property Records

Catawba County property record for 8475 Monbo Rd, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,966 sqft · built 2005
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (May 2018)
Tax Bill	$5,450 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4710-04-53-0375`

Property Details

APN / Parcel Number

Primary APN	`4710-04-53-0375`
Alternative APN	`0301611`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,966 sqft Living Area
1st Floor Area	1,558 sqft
Upper Floors Area	1,169 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Lot Area	37,897 sqft (0.87 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	35 sqft
Patio Area	984 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8475 MONBO RD
City	CATAWBA
State	NC
Zip	28609-9268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 7 PL 59-4
Legal Subdivision	MONBO POINTE
Legal Lot Number	7
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	1
Census Block	1055
Census Tract	11503

Owner

8475 Monbo Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8475 MONBO RD, CATAWBA, NC 28609-9268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan UNIVERSITY BANK
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jul 30, 2004 · Amount on File
Deed Document Number	20188405
Deed Book / Page	3454 / 242
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	8475 MONBO RD, CATAWBA, NC 28609-9268
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2458 COPPER LN, GREEN BAY, WI 54311-9669

Mortgage

Document Number	0039901556
Date	Dec 29, 2025
Book Page	3990/1556
Instrument	25606

Lender

Name	UNIVERSITY BANK
Type	Bank
Address	ANN ARBOR, MI 48104

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	8475 MONBO RD, CATAWBA, NC 28609-9268
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036390803
Date	Mar 8, 2021
Book Page	3639/803
Instrument	5235

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 22, 2018
Property Address	8475 MONBO RD, CATAWBA, NC 28609-9268
Document Number	0034540242
Book / Page	003454 / 000242
Instrument Date	May 22, 2018
Instrument	8405
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,930.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8475 MONBO RD CATAWBA NC 286099268, CATAWBA, NC 28609-9268

Tax Assessment & Valuation

The 2025 property tax bill for 8475 Monbo Rd was $5,450, down 19.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,367,700 (-) Land $345,200 Building $1,022,500
2025	$5,450.00 (-19.08%)	$1,367,700 Land $345,200 Building $1,022,500
2024	$6,735.00 (+2.06%)
2023	$6,599.00	$973,500 Land $313,900 Building $659,600	$1,367,700 Land $345,200 Building $1,022,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8475 Monbo Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8475 Monbo Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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