8475 Golden Ridge Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 8475 Golden Ridge Rd, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,822 sqft · built 1958
Lot Size0.26 acres (11,309 sqft)
Owner2 Company Names on File
Last Sale$760,000 (Dec 2025)
Tax Bill$3,434 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN388-541-12-00

Property Details

APN / Parcel Number

Primary APN388-541-12-00
Alternative APN
  • 3885405300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,822 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area11,309 sqft (0.26 acres)

Location & Zoning

Old Parcel Number3885405300
Street Address8475 GOLDEN RIDGE RD
CityLAKESIDE
StateCA
Zip92040-5630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK H LOT 5 DOC31724REC69 IN TR 001987
Legal SubdivisionWINTER GARDEN GREEN
Legal Tract001987
Legal BlockH
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3004
Census Tract16704

Owner

8475 Golden Ridge Rd is owned by a company that bought it in December 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Company Names on File
Mailing Address8147 VISTA DR, LA MESA, CA 91941-6429
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Dec 19, 2025Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on File
Deed SaleDec 19, 2025 · Amount on File
Prior SaleMar 10, 2015
Deed Document Number2025358525
Prior Transfer DateFeb 27, 2015
Prior Transfer Doc0000111051
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8475 GOLDEN RIDGE RD, LAKESIDE, CA 92040-5630
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address8475 GOLDEN RIDGE RD, LAKESIDE, CA 92040-5630

Mortgage

Document Number0000099981
DateFeb 9, 2021
Instrument2021-0099981
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 19, 2025
Property Address8475 GOLDEN RIDGE RD, LAKESIDE, CA 92040-5630
Document Number0000358525
Map ReferenceMAP 1987
Instrument DateDec 8, 2025
Instrument2025-0358525
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address8147 VISTA DR, LA MESA, CA 91941-6429

Mortgage

Document Number0000358526
DateDec 19, 2025
Instrument2025-0358526
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 8475 Golden Ridge Rd was $3,434.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$760,000 (+235.07%) Land $200,623 Building $559,377
2025$3,434.00 Homeowner's exemption$226,818 Land $59,875 Building $166,943
2023$3,171.00 (+2.39%) Homeowner's exemption$218,011 Land $57,550 Building $160,461
2022$3,097.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8475 Golden Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8475 Golden Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on Golden Ridge Rd

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