Indian River County property record for 8475 103rd Ct, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,032 sqft · built 1993 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,000 (Aug 2012) |
| Tax Bill | $875 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-33-00005-0040-00002.0 |
| Primary APN | 31-38-33-00005-0040-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,392 sqft |
| 1st Floor Area | 1,032 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 270 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 144 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8475 103RD CT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT O BLK D LOTS 2 & 3 PBI 6-22 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 33 |
| Legal Subdivision | VERO LAKE ESTATES UNIT O |
| Legal Block | D |
| Legal Lot Number | 2,3 |
| Legal Unit | O |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 2 |
| Census Block | 2117 |
| Census Tract | 50903 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8475 103RD CT, VERO BEACH, FL 32967-3699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 23, 2022 | Intrafamily Transfer, Transfer |
| Jan 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2012 · Amount on Record |
| Deed Sale | Aug 2, 2012 · Amount on Record |
| Prior Sale | May 8, 2012 · Amount on Record |
| Deed Document Number | 20122228804 |
| Deed Book / Page | 2596 / 205 |
| Transfer Doc | 0035510649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8475 103RD CT, VERO BEACH, FL 32967-3699 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8475 103RD CT, VERO BEACH, FL 32967-3699 |
| Document Number | 0035491394 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 3549/1394 |
| Instrument | 3120220038698 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 23, 2022 |
| Property Address | 8475 103RD CT, VERO BEACH, FL 32967-3699 |
| Document Number | 0035510649 |
| Book / Page | 3551 / 649 |
| Map Reference | MB 6 PG 22 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 3120220040132 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8475 103RD CT, 8475, VERO BEACH, FL 32967-3699 |
| Name | Verified Name |
|---|---|
| Address | 8475 103RD CT, VERO BEACH, FL 32967-3699 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8475 103RD CT, VERO BEACH, FL 32967-3699 |
| Document Number | 0033781220 |
| Instrument Date | Jan 4, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8475 103RD CT VERO BEACH FL 329673699, VERO BEACH, FL 32967-3699 |
| Document Number | 0033781220 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 003378/001220 |
| Instrument | 3343 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 14, 2041 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $875.00 (+38.23%) Homeowner's exemption | $67,561 (+5.99%) | $256,492 (+8.11%) Land $60,562 Building $195,930 |
| 2023 | $633.00 (+1.93%) | $63,744 (+3%) | $237,252 (+13.39%) Land $49,726 Building $187,526 |
| 2022 | $621.00 | $61,887 | $209,240 Land $40,800 Building $168,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 24 (1994–2017) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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