8475 103rd Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8475 103rd Ave, Vero Beach, FL 32967

Property Summary

Property TypeResidential Vacant Land
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$313,900 (Jun 2026)
Tax Bill$322 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-38-33-00005-0030-00002.0

Property Details

APN / Parcel Number

Primary APN31-38-33-00005-0030-00002.0
Alternative APN
  • 28782

Exterior

Lot Area9,583 sqft (0.22 acres)
Lot Dimensions130 ft deep x 75 ft wide
View / LotInterior

Location & Zoning

Street Address8475 103RD AVE
CityVERO BEACH
StateFL
Zip32967-3608
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT O BLK C LOT 2 PBI 6-22
Legal Range38E
Legal Township31S
Legal Section33
Legal SubdivisionVERO LAKE ESTATES UNIT O
Legal BlockC
Legal Lot Number2
Legal UnitO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group2
Census Block2116
Census Tract50903

Owner

8475 103rd Ave, residential vacant land, is owned and occupied by an individual who bought it in June 2026.

Source: Indian River County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address8475 103RD AVE, VERO BEACH, FL 32967-3608
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Special Warranty Deed, Transfer · FHA Mortgage
STEEL CITY TITLE INC, STEEL CITY TITLE
Jun 1, 2026Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Prior SaleOct 30, 2025 · Amount on File
Deed Document Number202626127
Deed Book / Page3864 / 1299
Prior Transfer DateOct 27, 2025
Prior Transfer Doc0000053784
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 1, 2026
Property Address8475 103RD AVE, VERO BEACH, FL 32967-3608
Document Number0000026127
Book / Page3864 / 1299
Instrument DateMay 21, 2026
Instrument202626127
Transaction TypeTransfer
Record UpdatedJun 11, 2026
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$221,927.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8475 103RD AVE, VERO BEACH, FL 32967-3608
InvestorPossibly a Property Investor

Mortgage

Document Number0000026128,
DateJun 1, 2026
Instrument202626128
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

June 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 1, 2026
Property Address8475 103RD AVE, VERO BEACH, FL 32967-3608
Document Number0038641299
Book / Page3864 / 1299
Instrument DateMay 21, 2026
Instrument202626127
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2026
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$221,927.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address8475 103RD AVE, VERO BEACH, FL 32967-3608
InvestorPossibly a Property Investor

Mortgage

Document Number0000026128,
DateJun 1, 2026
Instrument202626128
Lender
NameHOME MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 8475 103rd Ave was $322.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$322.00$30,281 Land $30,281$30,281 Land $30,281
2023$274.00 (+13.22%)$24,863 (+21.88%) Land $24,863$24,863 (+21.88%) Land $24,863
2022$242.00$20,400 Land $20,400$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8475 103rd Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 249 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims24 (1994–2017)
Claims Outside the SFHA16 of 24
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8475 103rd Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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