Winnebago County property record for 8472 Cunningham Rd, Winnebago, IL 61088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,215 sqft · built 1975 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,099 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 1414100001 |
| Primary APN | 1414100001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 1,787 sqft |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 217,800 sqft |
| Garage Area | 491 sqft |
| Deck Area | 187 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,152 sqft |
| Pole Barn | 1,152 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 518 256 |
|---|---|
| Street Address | 8472 CUNNINGHAM RD |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 750 FT W 290.40 FT NW 1/4 SEC SEC: 14 TWP: 026 RANGE: 011 ACRES: 5.00 |
| Legal Range | 11E |
| Legal Township | 26N |
| Legal Section | 14 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | WINNEBAGO |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 4200 |
8472 Cunningham Rd is owned and occupied by two individuals.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8472 CUNNINGHAM RD, WINNEBAGO, IL 61088-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 8472 CUNNINGHAM RD, WINNEBAGO, IL 61088-9613 |
| Document Number | 0001030257 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8472 CUNNINGHAM RD WINNEBAGO IL 610889613, WINNEBAGO, IL 61088-9613 |
| Document Number | 0001030257 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 1030257 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 16, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 8472 Cunningham Rd was $3,099 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Winnebago Township |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,099.00 | $84,639 Land $22,140 Building $62,499 | $253,917 Land $66,420 Building $187,497 |
| 2022 | Homeowner's exemption | $64,371 Land $17,008 Building $47,363 | $193,113 Land $51,024 Building $142,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8472 Cunningham Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8472 Cunningham Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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