8470 Sand Cherry Ln, Laurel, MD 20723 Property Records

Howard County property record for 8470 Sand Cherry Ln, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,722 sqft · built 1988
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 1994)
Tax Bill	$9,858 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-506542`

Property Details

APN / Parcel Number

Primary APN	`06-506542`
Alternative APNs	`6506542` `506542`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,722 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,901 sqft (0.388 acres)
Garage Type	Mixed
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	506542
Street Address	8470 SAND CHERRY LN
City	LAUREL
State	MD
Zip	20723-1090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 47 .388 A 8470 SAND CHERRY LN CHERRYTREE FARM S 1 AR 1
Legal Subdivision	CHERRYTREE FARM SEC 01 AR 01
Legal Lot Number	47
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606805

Owner

8470 Sand Cherry Ln is owned and occupied by two individuals who bought it in November 1994.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8470 SAND CHERRY LN, LAUREL, MD 20723-1090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 1994 · Amount on File
Deed Sale	Nov 10, 1994 · Amount on File
Prior Sale	Dec 7, 1990 · Amount on File
Deed Book / Page	3380 / 108
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8470 SAND CHERRY LN, LAUREL, MD 20723-1090
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	FIRST CLASS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8470 SAND CHERRY LN, LAUREL, MD 20723-1090

Mortgage

Document Number	0201380001
Date	Jan 22, 2021
Book Page	20138/1

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8470 SAND CHERRY LN, LAUREL, MD 20723-1090
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8470 SAND CHERRY LN, LAUREL, MD 20723-1090

Mortgage

Document Number	0200960313
Date	Jan 13, 2021
Book Page	20096/313

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 8470 Sand Cherry Ln was $9,858 with a homeowner's exemption, up 3.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,858.00 (+3.63%) Homeowner's exemption	$660,767 (+5.77%)	$732,900 (+17.32%) Land $297,900 Building $435,000
2025	$9,513.00 Homeowner's exemption	$624,700 Land $247,900 Building $376,800	$624,700 Land $247,900 Building $376,800
2023		$564,367	$624,700 Land $247,900 Building $376,800
2022	$6,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8470 Sand Cherry Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8470 Sand Cherry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sand Cherry Ln

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