847 SW Echo Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 847 SW Echo Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,001 sqft · built 1987
Lot Size	0.221 acres (9,632 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Jul 2019)
Tax Bill	$4,904 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`S6543-00-00013-0`

Property Details

APN / Parcel Number

Primary APN	`S6543-00-00013-0`
Alternative APN	`618889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,001 sqft Living Area
Gross Area	2,649 sqft
1st Floor Area	2,001 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Roof Material	Aluminum
Lot Area	9,632 sqft (0.221 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	295 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	847 SW ECHO LOOP
City	OAK HARBOR
State	WA
Zip	98277-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OH
Legal Description	EASTVIEW ESTATES LOT 13
Legal Subdivision	EASTVIEW ESTATES
Legal Lot Number	13
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1001
Census Tract	970602

Owner

Source: Island County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	847 SW ECHO LOOP, OAK HARBOR, WA 98277-5126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Personal Representative Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	20194468413
Last Transfer Date	Aug 6, 2025
Transfer Doc	0004589305
Record Updated	Sep 20, 2026

July 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 31, 2019
Property Address	847 SW ECHO LOOP, OAK HARBOR, WA 98277-5126
Document Number	0004468413
Map Reference	VOL 13 PG 55
Instrument Date	Jul 29, 2019
Instrument	4468413
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 SW ECHO LOOP, OAK HARBOR, WA 98277-5126

Mortgage

Document Number	0004468414
Date	Jul 31, 2019
Instrument	4468414

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 25, 2017
Property Address	847 SW ECHO LOOP, OAK HARBOR, WA 98277-5126
Document Number	0004432769
Instrument Date	Oct 24, 2017
Instrument	4432769
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,904.00 (+1.01%)	$573,757 (-1.56%) Land $210,000 Building $363,757	$573,757 (-1.56%) Land $210,000 Building $363,757
2023	$4,855.00	$582,825 (+7.59%) Land $210,000 Building $372,825	$582,825 (+7.59%) Land $210,000 Building $372,825
2022		$541,702 Land $200,000 Building $341,702	$541,702 Land $200,000 Building $341,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, Orcas Online.

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