847 Stanley St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 847 Stanley St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,576 sqft · built 1910
Lot Size	0.095 acres (4,166 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Mar 2017)
Tax Bill	$6,245 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.41-3-39`

Property Details

APN / Parcel Number

Primary APN	`421500 49.41-3-39`
Alternative APN	`150004904100030390000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,576 sqft Total Area
1st Floor Area	1,288 sqft
2nd Floor Area	1,288 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,166 sqft (0.095 acres)
Lot Dimensions	125 ft deep x 33.3 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	388 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	847 STANLEY ST
City	SCHENECTADY
State	NY
Zip	12307-1410
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	LANDS OF THE UNION REALTY COMPANY
Legal Block	3
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1004
Census Tract	20900

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	847 STANLEY ST, SCHENECTADY, NY 12307-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Prior Sale	Feb 7, 2014 · Amount on Record
Deed Document Number	201710561
Deed Book / Page	1958 / 290
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	847 STANLEY ST, SCHENECTADY, NY 12307-1410
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, CATIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 STANLEY ST, SCHENECTADY, NY 12307-1410

Mortgage

Document Number	0000030272
Date	Dec 29, 2025
Instrument	202530272

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 8, 2017
Property Address	847 STANLEY ST, SCHENECTADY, NY 12307-1410
Document Number	0000010561
Book / Page	1958 / 290
Map Reference	CAB B SL228
Instrument Date	Mar 3, 2017
Instrument	201710561
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 STATE ST, 935, SCHENECTADY, NY 12307-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13212 FOCH BLVD, SOUTH OZONE PARK, NY 11420-2911

Mortgage

Document Number	0000010562
Date	Mar 8, 2017
Instrument	201710562

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,245.00 (+3.24%)
2025	$6,049.00 (+23.52%)	$98,900 (-) Land $9,500 Building $89,400	$163,769 (+30.82%) Land $15,731 Building $148,038
2023		$98,900 (-) Land $9,500 Building $89,400	$125,190 (+3.8%) Land $12,025 Building $113,165
2022		$98,900 Land $9,500 Building $89,400	$120,610 Land $11,585 Building $109,025
2021	$4,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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