St. Louis County property record for 847 Silver Buck Ln, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,528 sqft · built 2023 |
| Lot Size | 0.345 acres (15,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,321,771 (Jun 2024) |
| Tax Bill | $15,870 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18V-51-0479 |
| Primary APN | 18V-51-0479 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 6,028 sqft Living Area |
| Gross Area | 6,763 sqft |
| 1st Floor Area | 3,010 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,015 sqft (0.345 acres) |
| Lot Dimensions | 101 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 735 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 230 sqft |
| Balcony Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 847 SILVER BUCK LN |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105NU |
| Legal Description | SCHAEFFERS GROVE PLAT TWO LOT 25B |
| Legal Subdivision | SCHAEFFERS GROVE PLAT TWO |
| Legal Lot Number | 25B |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 221629 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION |
| Jul 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Jun 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Deed Document Number | 2024620570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 31, 2026 |
| Property Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Document Number | 0000000285 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026285 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Document Number | 0000000285, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026285 |
| Name | LOWER LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 23, 2026 |
| Property Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Document Number | 0000000463 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026463 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | TITLE PARTNERS |
| Name | Verified Name |
|---|---|
| Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Document Number | 0000000463, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026463 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | HOME TITLE/VA LLC, HOME TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Document Number | 2024071600335 |
|---|---|
| Date | Jul 16, 2024 |
| Instrument | 2024071600335 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 14, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.72% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 6.72% |
| Max Rate At Change | 10.7% |
| Index | 1-Year T-Bill |
| Max Rate | 14.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 20, 2024 |
| Property Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Document Number | 2024062000570 |
| Map Reference | MB 371 PG 280-283 |
| Instrument Date | Jun 18, 2024 |
| Instrument | 2024062000570 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | HOME TITLE/VA LLC, HOME TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17415 NORTH OUTER 40 RD, CHESTERFIELD, MO 63005-1320 |
| Name | Verified Name |
|---|---|
| Address | 847 SILVER BUCK LN, CHESTERFIELD, MO 63005-3737 |
| Document Number | 2024062000571 |
|---|---|
| Date | Jun 20, 2024 |
| Instrument | 2024062000571 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 12% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,760 Land $20,010 Building $208,750 | $1,204,000 Land $105,300 Building $1,098,700 | |
| 2025 | $15,870.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 159 policies |
| Nearby Flood Policies | 159 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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