847 Mich Trace Dr, Westminster, MD 21158 Property Records

Carroll County property record for 847 Mich Trace Dr, Westminster, MD 21158

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,903 sqft · built 2007
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$167,000 (May 2007)
Tax Bill$4,095 (2026)
Deeds & MortgagesAug 2019 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-029476

Property Details

APN / Parcel Number

Primary APN03-029476
Alternative APN
  • 029476

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,903 sqft Total Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area500 sqft
Shed1 Shed
Shed Area960 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number029476
Street Address847 MICH TRACE DR
CityWESTMINSTER
StateMD
Zip21158-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT 2 -1.04 ACS 847 MICH TRACE DR 48-177 MICH TRACE ESTS SC 1
Legal SubdivisionMICH-TRACE ESTATES SEC 01
Legal Lot Number2
JurisdictionCARROLL MD
Township / Civil Division3, MYERS
Census Block Group4
Census Block4000
Census Tract503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address847 MICH TRACE DR, WESTMINSTER, MD 21158-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 20, 2020Deed of Trust, Mortgage · Conventional with PMI
FIRST PREFERENCE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2007 · Amount on Record
Deed SaleMay 8, 2007 · Amount on Record
Deed Document Number200763963
Deed Book / Page5227 / 142
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address847 MICH TRACE DR, WESTMINSTER, MD 21158-1416
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093930418
DateAug 30, 2019
Book Page9393/0418
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2039

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address847 MICH TRACE DR, WESTMINSTER, MD 21158-1416
Document Number0098090381
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address847 MICH TRACE DR WESTMINSTER MD 211581416, WESTMINSTER, MD 21158-1416

Mortgage

Document Number0098090381
DateAug 18, 2020
Book Page009809/000381
Lender
NameFIRST PREFERENCE MTG
TypeMortgage Company
AddressBALTIMORE, MD 21236
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueAug 17, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,095.00 (+4.81%) Homeowner's exemption$390,467 (+21.72%)$421,400 (+12.37%) Land $150,400 Building $271,000
2025$3,907.00 (+7.78%) Homeowner's exemption
2023$3,625.00 Homeowner's exemption$320,800$375,000 Land $125,400 Building $249,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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