847 Lakeside Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 847 Lakeside Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,127 sqft · built 2004
Lot Size	4.57 acres (199,505 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,877 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058 083A`

Property Details

APN / Parcel Number

Primary APN	`058 083A`
Alternative APN	`288319`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,127 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	199,505 sqft (4.57 acres)
Garage Area	488 sqft

Exterior Amenities

Porch	Porch
Porch Area	179 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Canopy	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	288319
Street Address	847 LAKESIDE RD
City	TOCCOA
State	GA
Zip	30577-7058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 3B LAKESIDE RD
Legal Subdivision	BIRDIE DUKE
Legal Tract	3B
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2031
Census Tract	970201

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	847 LAKESIDE RD, TOCCOA, GA 30577-7058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2004
Deed Sale	Oct 15, 2004
Deed Document Number	0000680226
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	847 LAKESIDE RD, TOCCOA, GA 30577-7058
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 LAKESIDE RD, TOCCOA, GA 30577-7058

Mortgage

Document Number	0012870000000215
Date	Mar 1, 2022
Book Page	0000001287/0000000215
Instrument	000307

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	847 LAKESIDE RD, TOCCOA, GA 30577-7058
Document Number	0012240462
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	847 LAKESIDE RD TOCCOA GA 305777058, TOCCOA, GA 30577-7058

Mortgage

Document Number	0012240462
Date	Oct 7, 2020
Book Page	001224/000462

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 6, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	847 LAKESIDE RD, TOCCOA, GA 30577-7058
Document Number	0011140306
Book / Page	001114 / 000306
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	847 LAKESIDE RD TOCCOA GA 305777058, TOCCOA, GA 30577-7058

Mortgage

Document Number	0011140306
Date	Feb 21, 2017
Book Page	001114/000306

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2032

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,877.00 (+22.95%) Homeowner's exemption	$127,981 (+58.77%) Land $7,694 Building $120,287	$319,953 (+58.77%) Land $19,236 Building $300,717
2023	$2,340.00 (+3.22%) Homeowner's exemption	$80,610 (+5.82%) Land $7,694 Building $72,916	$201,526 (+5.82%) Land $19,236 Building $182,290
2022	$2,267.00 Homeowner's exemption	$76,174 Land $7,694 Building $68,480	$190,435 Land $19,236 Building $171,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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