847 James Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 847 James Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,022 sqft · built 1888
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Oct 2006)
Tax Bill	$4,516 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-13-0102`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-13-0102`
Alternative APNs	`8487324` `543579`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	644 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	543579
Street Address	847 JAMES AVE
City	SAINT PAUL
State	MN
Zip	55102-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF PIONEER REAL EST & BLDG LOT 3
Legal Range	23
Legal Township	28
Legal Section	11
Legal Subdivision	MAP OF PIONEER REAL EST & BLDG
Legal Block	36
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1014
Census Tract	36800

Owner

847 James Ave is owned and occupied by an individual who bought it in October 2006.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	847 JAMES AVE, SAINT PAUL, MN 55102-3424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2006 · Amount on File
Deed Sale	Oct 5, 2006 · Amount on File
Prior Sale	Jul 1, 2002 · Amount on File
Deed Document Number	2006353851
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	847 JAMES AVE, SAINT PAUL, MN 55102-3424
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04928978
Date	Jan 12, 2022
Instrument	A04928978

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	847 JAMES AVE, SAINT PAUL, MN 55102-3424
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 JAMES AVE, SAINT PAUL, MN 55102-3424

Mortgage

Document Number	0A04831506
Date	Sep 9, 2020
Instrument	A04831506

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	847 JAMES AVE, SAINT PAUL, MN 55102-3424
Document Number	0004725630
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 JAMES AVE ST PAUL MN 551023424, ST PAUL, MN 55102-3424

Mortgage

Document Number	0004725630
Date	Sep 5, 2018
Instrument	4725630

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 847 James Ave was $4,516 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,400 Land $40,000 Building $238,400	$278,400 Land $40,000 Building $238,400
2025	$4,516.00
2023	$3,668.00 Homeowner's exemption	$264,200 Land $40,000 Building $224,200	$264,200 Land $40,000 Building $224,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 847 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 847 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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