847 Ithaca Rd, Spencer, NY 14883 Property Records

Tioga County and Spencer Town property record for 847 Ithaca Rd, Spencer, NY 14883

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1900
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Apr 2004)
Tax Bill	$3,289 (2026)
Deeds & Mortgages	Feb 2021 Refinance Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493489 35.00-2-15`

Property Details

APN / Parcel Number

Primary APN	`493489 35.00-2-15`
Alternative APNs	`348903500000020150000000` `00000000862`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	183 ft deep x 338 ft wide
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000862
Street Address	847 ITHACA RD
City	SPENCER
State	NY
Zip	14883-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Description	DEED DATE 04-22-04
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	TIOGA NY
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1014
Census Tract	20701

Owner

Source: Tioga County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	847 ITHACA RD, SPENCER, NY 14883-9763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Oct 4, 2017	Deed of Trust, Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2004 · Amount on Record
Deed Sale	Apr 22, 2004 · Amount on Record
Prior Sale	Aug 5, 1994 · Amount on Record
Deed Book / Page	10858 / 3001
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	847 ITHACA RD, SPENCER, NY 14883-9763
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000000818
Date	Feb 17, 2021
Instrument	20210-00000818

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	847 ITHACA RD, SPENCER, NY 14883-9763
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000000819
Date	Feb 17, 2021
Instrument	20210-00000819

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	847 ITHACA RD, SPENCER, NY 14883-9763
Transaction Type	Mortgage
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170-00004242
Date	Oct 4, 2017
Instrument	170-00004242

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	171 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Spencer Town
Unified School District	Spencer-Van Etten Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,289.00 (+2.46%)
2025	$3,210.00 (+123.38%)	$91,100 (-) Land $18,000 Building $73,100	$130,143 (+22.86%) Land $25,714 Building $104,429
2023		$91,100 Land $18,000 Building $73,100	$105,930 Land $20,930 Building $85,000
2019	$1,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1981–2021)
Most Recent Claim	Aug 2021 · Remnants Of Tropical Storm Fred

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	2,000 / 2,000

May also be available: Verizon.

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