8468 Cascade St, Commerce Township, MI 48382 Property Records

Oakland County property record for 8468 Cascade St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,214 sqft · built 1924
Lot Size	0.366 acres (15,943 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-36-453-022`

Property Details

APN / Parcel Number

Primary APN	`Y-12-36-453-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,214 sqft Living Area
1st Floor Area	1,497 sqft
Basement Area	749 sqft
Unfinished Basement	749 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gambrel
Lot Area	15,943 sqft (0.366 acres)
Lot Dimensions	138 ft deep x 60 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	108 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8468 CASCADE ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 36 RUSSELL BEACH W 20 FT OF LOT 18 & ALL OF LOT 19
Legal Range	08E
Legal Township	03N
Legal Section	36
Legal Subdivision	RUSSELL BEACH
Legal Lot Number	18-19
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	4
Census Block	4020
Census Tract	130700

Owner

8468 Cascade St is owned and occupied by two individuals who acquired it in September 2011.

Source: Oakland County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8468 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
May 13, 2021	Warranty Deed, Transfer
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 2, 2011
Transfer Doc	0000224377
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8468 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8468 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705

Mortgage

Document Number	0000241665
Date	Oct 11, 2021
Book Page	56979/713
Instrument	241665

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 13, 2021
Property Address	8468 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Document Number	0000125142
Book / Page	56228 / 577
Map Reference	LB 16 PG 16
Instrument Date	Apr 30, 2021
Instrument	125142
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 S EDWARDS AVE, LELAND, MI 49654-5038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8468 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	8468 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4705
Document Number	0000118301
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8468 CASCADE ST COMMERCE TOWNSHIP MI 483824705, COMMERCE TOWNSHIP, MI 48382-4705

Mortgage

Document Number	0000118301
Date	Jun 19, 2020
Book Page	054374/000206
Instrument	118301

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 18, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 8468 Cascade St was $5,734 with a homeowner's exemption, up 3.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,734.00 (+3.56%) Homeowner's exemption	$355,350	$710,700
2024	$5,537.00
2023		$235,880	$471,760
2021	$4,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8468 Cascade St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8468 Cascade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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