8465 Wheat Stone Dr, Zephyrhills, FL 33540 Property Records

Pasco County property record for 8465 Wheat Stone Dr, Zephyrhills, FL 33540

Property Summary

Property TypeResidential Vacant Land
Lot Size0.142 acres (6,189 sqft)
OwnerIndividual Name on File
Last Sale$299,990 (Aug 2026)
Tax Bill$1,443 (2025)
Deeds & MortgagesAug 2026 Sale & Line of Credit
Feb 2026 Sale
Flood ZoneZone AE (high risk)
APN26-25-21-0160-00400-0150

Property Details

APN / Parcel Number

Primary APN26-25-21-0160-00400-0150
Alternative APN
  • 2125260160004000150

Exterior

Lot Area6,189 sqft (0.142 acres)

Location & Zoning

Street Address8465 WHEAT STONE DR
CityZEPHYRHILLS
StateFL
Zip33540-2318
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePUD
Legal DescriptionZEPHYR LAKES SUBDIVISION PHASE 3 PB 96 PG 132 BLOCK 4 LOT 15
Legal SubdivisionZEPHYR LAKES SUBDIVISION
Legal Tract160
Legal Block4
Legal Lot Number15
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group2
Census Block2005
Census Tract32805

Owner

8465 Wheat Stone Dr, residential vacant land, is owned and occupied by an individual who bought it in August 2026.

Source: Pasco County records, as of August 13, 2026

Owner of RecordIndividual Name on File
Mailing Address8465 WHEAT STONE DR, ZEPHYRHILLS, FL 33540-2318
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Special Warranty Deed · Line of Credit
CHAMPIONS FUNDING LLC
Feb 16, 2026Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2026 · Amount on File
Deed SaleAug 4, 2026 · Amount on File
Deed Document Number2026144844
Deed Book / Page11469 / 1822
Record UpdatedSep 20, 2026

August 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateAug 4, 2026
Property Address8465 WHEAT STONE DR, ZEPHYRHILLS, FL 33540-2318
Document Number0000144844
Book / Page11469 / 1822
Instrument DateJul 31, 2026
Instrument2026144844
Record UpdatedAug 13, 2026
Title CompanyTITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212,092.93
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8465 WHEAT STONE DR, ZEPHYRHILLS, FL 33540-2318

Mortgage

Document Number0000144845,
DateAug 4, 2026
Instrument2026144845
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.47%
Max Rate-1%

February 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateFeb 16, 2026
Property Address8465 WHEAT STONE DR, ZEPHYRHILLS, FL 33540-2318
Document Number0113650053
Book / Page11365 / 53
Map ReferenceMB 96 PG 132-135
Instrument DateFeb 11, 2026
Instrument2026028485
Transaction TypeTransfer
Record UpdatedFeb 26, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,174.20
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2502 N ROCKY POINT DR, TAMPA, FL 33607-1421

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1458

Tax Assessment & Valuation

The 2025 property tax bill for 8465 Wheat Stone Dr was $1,443.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
MunicipalityZephyrhills City
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,710 (-) Land $63,710$63,710 (-) Land $63,710
2025$1,443.00$63,710 Land $63,710$63,710 Land $63,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8465 Wheat Stone Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation82.6 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8465 Wheat Stone Dr is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ZEPHYRHILLS
serves 29,117 people · EPA ID FL6512020
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Frontier, Verizon.

Nearby Properties on Wheat Stone Dr

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