8465 N Channel Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 8465 N Channel Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 377 sqft
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Nov 2023)
Tax Bill	$767 (2025)
Deeds & Mortgages	Nov 2023 Sale Jan 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-946-0024-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-946-0024-000`

Interior

Full Baths	1 Bath
Building Area	377 sqft Living Area

Exterior

Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	275 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8465 N CHANNEL
City	ALGONAC
State	MI
Zip	48001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	PART OF LOT 93, BEG AT INT OF SELY LINE WITH SEA WALL ON N CHANNEL, TH NWLY 30' TH SWLY PARALLEL TO SELY LINE 275', TH SELY
Legal Subdivision	ST CLAIR FLATS NORTH CHANNEL
Legal Lot Number	93
Legal Unit	93,93
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1006
Census Tract	648000

Owner

8465 N Channel Dr is owned by an individual who bought it in November 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2122 BIDDLE AVE, WYANDOTTE, MI 48192-4032
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer
Jan 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Deed Document Number	202320592
Deed Book / Page	5672 / 475
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	0049900158
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 22, 2023
Property Address	8465 N CHANNEL DR, ALGONAC, MI 48001
Document Number	0005672475
Book / Page	5672 / 475
Instrument Date	Sep 14, 2018
Instrument	2023020592
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount on Record
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2122 BIDDLE AVE, WYANDOTTE, MI 48192-4032

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 16, 2019
Property Address	8465 N CHANNEL DR, ALGONAC, MI 48001
Document Number	0050240700
Book / Page	005024 / 000700
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31245 LAVENDER DR BROWNSTOWN MI 481738739, BROWNSTOWN, MI 48173-8739

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 20, 2018
Property Address	8465 N CHANNEL DR, ALGONAC, MI 48001
Document Number	0049900158
Book / Page	004990 / 000158
Instrument Date	Sep 11, 2018
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3617 GALAXY BLVD STERLING HEIGHTS MI 483143184, STERLING HEIGHTS, MI 48314-3184

Tax Assessment & Valuation

The 2025 property tax bill for 8465 N Channel Dr was $767, up 2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,800 (-)	$31,600
2025	$767.00 (+1.99%)	$15,800
2024	$752.00		$31,600
2023		$15,000
2022	$708.00		$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8465 N Channel Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	220 (1981–2024)
Claims Outside the SFHA	102 of 220
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8465 N Channel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Channel Dr

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