8461 Bay Harbor Rd, Elberta, AL 36530 Property Records

Baldwin County property record for 8461 Bay Harbor Rd, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,410 sqft · built 2000
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$2,301 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`62-04-18-0-001-006.013`

Property Details

APN / Parcel Number

Primary APN	`62-04-18-0-001-006.013`
Alternative APNs	`107844` `335820`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,410 sqft Heated Area
1st Floor Area	2,410 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	265 ft deep x 76 ft wide
View / Lot	Waterfront / Beach
Boat Access	Boat Access
Boat House	510 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	335820
Street Address	8461 BAY HARBOR RD
City	ELBERTA
State	AL
Zip	36530-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	83.9' X 203'(D) 265'(S) IRR LOT 13 BAY HARBOR SUB SLIDE 1288-B SEC 18-T8S-R5E (WD/SURVIVORSHIP)
Legal Subdivision	BAY HARBOR SUBDIVISION
Legal Lot Number	13
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4023
Census Tract	11601

Owner

8461 Bay Harbor Rd is owned and occupied by an individual who acquired it in June 2017.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8461 BAY HARBOR RD, ELBERTA, AL 36530-5054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017
Deed Sale	Jun 9, 2017
Deed Document Number	20171638125
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 9, 2017
Property Address	8461 BAY HARBOR RD, ELBERTA, AL 36530-5054
Document Number	0001638125
Instrument Date	Jun 9, 2017
Instrument	1638125
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8461 BAY HARBOR RD ELBERTA AL 365305054, ELBERTA, AL 36530-5054

Mortgage

Document Number	1638126
Date	Jun 9, 2017
Instrument	1638126

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 8461 Bay Harbor Rd was $2,301 with a homeowner's exemption, up 7.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,301.00 (+7.12%) Homeowner's exemption
2025	$2,148.00	$78,340 Land $30,820 Building $47,520	$785,700 Land $309,100 Building $476,600
2023	$2,068.00 (+21.08%) Homeowner's exemption	$75,480 (+20.5%)	$754,700 (+20.5%) Land $260,600 Building $494,100
2022	$1,708.00 (+46.23%) Homeowner's exemption	$62,640	$626,300 Land $247,400 Building $378,900
2021	$1,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8461 Bay Harbor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8461 Bay Harbor Rd is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 97.7% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Point Broadband.

Nearby Properties on Bay Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures