Delaware County and Franklin Town property record for 846 Walley Rd, Franklin, NY 13775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1990 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $121,000 (Jul 2017) |
| Tax Bill | $4,162 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123289 97.-1-19.1 |
| Primary APN | 123289 97.-1-19.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 213,444 sqft (4.9 acres) |
| Garage Type | Mixed |
| Parking Spaces | 7 Parking Spaces |
| Porch | Porch |
| Porch Area | 480 sqft |
| Heating System | Electric |
|---|
| Account Number | 06400500008 |
|---|---|
| Street Address | 846 WALLEY RD |
| City | FRANKLIN |
| State | NY |
| Zip | 13775-4726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | R BROWNE PATENT MARK F FAIRCHILDS |
| Legal Block | 1 |
| Legal Lot Number | 19.100 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970300 |
846 Walley Rd is owned by two individuals who bought it in July 2017.
Source: Delaware County and Franklin Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 448 GAY BROOK RD, ONEONTA, NY 13820-9048 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Jul 5, 2017 | Deed of Trust, Mortgage COMMUNITY BANK NA |
| Jul 5, 2017 | Deed, Transfer NOT AVAILABLE, HARLEM & JERVIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on File |
| Deed Sale | Jul 5, 2017 · Amount on File |
| Prior Sale | Feb 25, 2015 · Amount on File |
| Deed Book / Page | 1525 / 269 |
| Prior Transfer Date | Feb 17, 2015 |
| Prior Transfer Doc | 0000001441/000000026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 846 WALLEY RD, FRANKLIN, NY 13775-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00002391/1 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 2391/1 |
| Instrument | 5071 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 846 WALLEY RD, FRANKLIN, NY 13775-4726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 000000004790 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 0000002089/0000000160 |
| Instrument | 000000004790 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jul 5, 2017 |
| Property Address | 846 WALLEY RD, FRANKLIN, NY 13775-4726 |
| Document Number | 0000001525/0000000269 |
| Book / Page | 0000001525 / 0000000269 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Title Company | NOT AVAILABLE, HARLEM & JERVIS |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 448 GAY BROOK RD, ONEONTA, NY 13820-9048 |
The 2026 property tax bill for 846 Walley Rd was $4,162, up 1.3% from the year before.
Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Franklin Town |
| Unified School District | Franklin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,162.00 (+1.27%) | ||
| 2025 | $4,110.00 | $135,000 Land $23,000 Building $112,000 | $201,493 Land $34,328 Building $167,165 |
| 2023 | $122,000 (-) Land $23,000 Building $99,000 | $160,526 (+23.68%) Land $30,263 Building $130,263 | |
| 2022 | $122,000 Land $23,000 Building $99,000 | $129,787 Land $24,468 Building $105,319 | |
| 2021 | $1,724.00 (-56.45%) | ||
| 2020 | $3,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 846 Walley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 846 Walley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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