846 Talbot Ave, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 846 Talbot Ave, Valley Stream, NY 11581

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,638 sqft · built 1959
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (Jul 2006)
Tax Bill$15,122 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN39-566-00-0011

Property Details

APN / Parcel Number

Primary APN39-566-00-0011
Alternative APNs
  • 2089-39-566-00-0011-0
  • 39566000011000000000
  • 282089 39.-566-11
  • 39566 00110

Interior

Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
Gross Area1,785 sqft
1st Floor Area1,110 sqft
Basement Area386 sqft
Finished Basement386 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions95 ft deep x 65 ft wide
Garage TypeAttached
Garage Area147 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area45 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39566 00110
Street Address846 TALBOT AVE
CityVALLEY STREAM
StateNY
Zip11581-3112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 014
Legal Block566
Legal Lot Number11
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group3
Census Block3016
Census Tract411301

Owner

846 Talbot Ave is owned and occupied by two individuals who bought it in July 2006.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address846 TALBOT AVE, VALLEY STREAM, NY 11581-3112
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2006 · Amount on File
Deed SaleJul 28, 2006 · Amount on File
Prior SaleNov 8, 1996 · Amount on File
Deed Book / Page12151 / 52
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address846 TALBOT AVE, VALLEY STREAM, NY 11581-3112
Transaction TypeMortgage
Record UpdatedFeb 2, 2022
Title CompanySURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0461690498
DateDec 28, 2021
Book Page46169/498
Instrument2021-164501
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueDec 1, 2031
Interest
Rate TypeFixed Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address846 TALBOT AVE, VALLEY STREAM, NY 11581-3112
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0429840178
DateAug 7, 2018
Book Page42984/178
Instrument2018-069995
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 28, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 846 Talbot Ave was $15,122 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictHewlett-Woodmere Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$507 Land $227 Building $280$507,000
2025$15,122.00
2023$12,192.00 Homeowner's exemption$532 Land $238 Building $294$532,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 846 Talbot Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 188 policies
Nearby Flood Policies188 in force
Nearby Flood Claims279 (1978–2024)
Claims Outside the SFHA188 of 279
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 143 claims
  • Hurricane Irene, Sep 2011 · 73 claims
  • Severe Storms And Flooding, Mar 2010 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 846 Talbot Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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