846 S Central Dr, Lorain, OH 44052 Property Records

Lorain County property record for 846 S Central Dr, Lorain, OH 44052

Property Summary

Property Type	Apartments (5+ Units)
Details	3,624 sqft
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Trust Names on File
Last Sale	$112,500 (Dec 2021)
Tax Bill	$2,640 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-160-013`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-160-013`

Interior

Stories	2 Stories
Building Area	3,624 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	130 ft deep x 105 ft wide
View / Lot	Primary
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	846 S CENTRAL DR
City	LORAIN
State	OH
Zip	44052-4952
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	CENTRAL PK HOMES 105.55 X 130
Legal Subdivision	CENTRAL PK HOMES
Legal Tract	01
Legal Block	160
Legal Lot Number	40
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2012
Census Tract	23300

Owner

846 S Central Dr, a residential property, is owner-occupied and held in a trust since December 2021.

Source: Lorain County records, as of July 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	846 S CENTRAL DR, LORAIN, OH 44052-4952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Mar 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	2021854866
Prior Transfer Date	Feb 22, 2018
Prior Transfer Doc	0000663821
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 20, 2021
Property Address	846 S CENTRAL DR, LORAIN, OH 44052-4952
Document Number	0000854866
Map Reference	VOL 20 PG 1-3
Instrument Date	Dec 15, 2021
Instrument	2021-0854866
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INFINITY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 S CENTRAL DR, LORAIN, OH 44052-4952

Mortgage

Document Number	0000854867
Date	Dec 20, 2021
Instrument	2021-0854867

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 6, 2018
Property Address	846 S CENTRAL DR, LORAIN, OH 44052-4952
Document Number	0000663821
Instrument Date	Mar 5, 2018
Instrument	663821
Transaction Type	Transfer
Record Updated	Mar 23, 2018

Transaction

Amount	Amount on Record
Tax	$168.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 E 28TH ST LORAIN OH 440552002, LORAIN, OH 44055-2002

Tax Assessment & Valuation

The 2025 property tax bill for 846 S Central Dr was $2,640, down 2.3% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,640.00 (-2.33%)
2024	$2,703.00 (+51.68%)	$42,336 (+86.66%) Land $8,782 Building $33,555	$120,960 (+86.67%) Land $25,090 Building $95,870
2023	$1,782.00	$22,681 Land $7,319 Building $15,362	$64,800 Land $20,910 Building $43,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 846 S Central Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 S Central Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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