846 Royal Glen Dr, Cary, IL 60013 Property Records

McHenry County property record for 846 Royal Glen Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,392 sqft · built 1989
Lot Size	0.27 acres (11,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Aug 2018)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`19-14-451-008`

Property Details

APN / Parcel Number

Primary APN	`19-14-451-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,392 sqft
Gross Area	3,673 sqft
1st Floor Area	1,281 sqft
2nd Floor Area	1,111 sqft

Exterior

Year Built	Built 1989
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	11,792 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	846 ROYAL GLEN DR
City	CARY
State	IL
Zip	60013-2494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0028039 LT 41 AMENDED PER REREC FOX TRAILS PHASE 1 MEMO: COLLINSWORTH, CLAYTON R/ JESSICA M
Legal Range	08E
Legal Township	43N
Legal Section	14
Legal Subdivision	FOX TRLS PH 01
Legal Phase	1
Legal Block	451
Legal Lot Number	41
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3000
Census Tract	871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 ROYAL GLEN DR, CARY, IL 60013-2494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 15, 2018	Warranty Deed, Transfer · Construction Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	2018R0028039
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	846 ROYAL GLEN DR, CARY, IL 60013-2494
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009375
Date	Mar 11, 2022
Instrument	2022R0009375

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.33%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 15, 2018
Property Address	846 ROYAL GLEN DR, CARY, IL 60013-2494
Document Number	0000028039
Instrument Date	Aug 7, 2018
Instrument	28039
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	846 ROYAL GLEN DR CARY IL 600132494, CARY, IL 60013-2494

Mortgage

Document Number	28041
Date	Aug 15, 2018
Instrument	28041

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 14, 2019

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$101,097 Land $9,971 Building $91,126	$303,291 Land $29,913 Building $273,378

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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