846 River Ridge Rd, Maynardville, TN 37807 Property Records

Union County property record for 846 River Ridge Rd, Maynardville, TN 37807

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 1,404 sqft · built 2024
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$7,500 (Jul 2019)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087035 00505`

Property Details

APN / Parcel Number

Primary APN	`087035 00505`
Alternative APN	`035 00505`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Finished Basement	1,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Patio Area	144 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	846 RIVER RIDGE RD
City	MAYNARDVILLE
State	TN
Zip	37807-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R02
Legal Subdivision	SWAN SEYMOUR ADDITION
Jurisdiction	UNION TN
Township / Civil Division	3
Census Block Group	2
Census Block	2005
Census Tract	40102

Owner

846 River Ridge Rd is owned by an individual who bought it in July 2019.

Source: Union County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6016 TARVER LN, CORRYTON, TN 37721-3617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL BANK OF TENNESSEE FSB
Apr 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL BANK
Jul 17, 2019	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Jan 24, 2005 · Amount on File
Deed Document Number	20191880
Deed Book / Page	G9 / 117
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000001880
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	846 RIVER RIDGE RD, MAYNARDVILLE, TN 37807-2535
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD450/155
Date	Jan 15, 2026
Book Page	TD450/155
Instrument	26000130

Lender

Name	HOME FEDERAL BANK OF TENNESSEE FSB
Type	Bank
Address	515 MARKET ST, KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	846 RIVER RIDGE RD, MAYNARDVILLE, TN 37807-2535
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 HARNESS RD, NEW TAZEWELL, TN 37825-1727

Mortgage

Document Number	00TD432/89
Date	Apr 28, 2025
Book Page	TD432/89
Instrument	25001165

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	3000 LAVA RIDGE CT STE 200, ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	846 RIVER RIDGE RD, MAYNARDVILLE, TN 37807
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD295/060
Date	Jun 19, 2019
Book Page	TD295/060
Instrument	19001596

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	MAYNARDVILLE, TN 37807

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jun 17, 2040

July 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	UNION TN
Recording Date	Jul 17, 2019
Property Address	846 RIVER RIDGE RD, MAYNARDVILLE, TN 37807
Document Number	0000001880
Book / Page	000009 / 000117
Instrument Date	Jul 15, 2019
Instrument	1880
Transaction Type	Foreclosure
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$27.75
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6016 TARVER LN CORRYTON TN 377213617, CORRYTON, TN 37721-3617

Tax Assessment & Valuation

Source: Union County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,604.00 (+1,247.9%)	$84,450 (+1,251.2%) Land $6,250 Building $78,200
2024	$119.00	$6,250 (-) Land $6,250
2023		$6,250 Land $6,250
2022			$337,800 Land $25,000 Building $312,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 846 River Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 River Ridge Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALLSDALE-POWELL U.D. serves 84,315 people · EPA ID TN0000280
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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