Caldwell County property record for 846 Pine Mountain Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,078 sqft · built 2004 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,616 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 98 1 28B |
| Primary APN | 03 98 1 28B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,170 sqft Heated Area |
| Gross Area | 8,159 sqft |
| 1st Floor Area | 3,170 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,680 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 118,048 sqft (2.71 acres) |
| Garage Type | Mixed |
| Garage Area | 989 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 430 sqft |
| Patio Area | 550 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 165296 |
|---|---|
| Street Address | 846 PINE MOUNTAIN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1956 PG 358 YR 2019 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30600 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1181, CONOVER, NC 28613-1181 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2019 | Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU |
| Jan 16, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2019 |
| Deed Sale | Jan 16, 2019 |
| Prior Sale | Sep 25, 2003 |
| Deed Document Number | 201910029412 |
| Deed Book / Page | 1956 / 358 |
| Prior Transfer Date | Jan 9, 2019 |
| Prior Transfer Doc | 0010029412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 846 PINE MOUNTAIN RD, HUDSON, NC 28638-9255 |
| Document Number | 0010030783 |
| Instrument Date | Mar 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 846 PINE MOUNTAIN RD HUDSON NC 286389255, HUDSON, NC 28638-9255 |
| Document Number | 0010030783 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 001958/001773 |
| Instrument | 10030783 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 6, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 16, 2019 |
| Property Address | 846 PINE MOUNTAIN RD, HUDSON, NC 28638-9255 |
| Document Number | 0010029412 |
| Book / Page | 001956 / 000358 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 10029412 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 846 PINE MOUNTAIN RD HUDSON NC 286389255, HUDSON, NC 28638-9255 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,616.00 (+14.94%) | $424,200 (+46.83%) Land $37,100 Building $387,100 | |
| 2025 | $2,276.00 (+60.39%) | $288,900 (+58.13%) Land $37,100 Building $251,800 | $424,200 (+132.18%) Land $37,100 Building $387,100 |
| 2023 | $182,700 (-) Land $31,600 Building $151,100 | $182,700 (-) Land $31,600 Building $151,100 | |
| 2022 | $1,419.00 | $182,700 Land $31,600 Building $151,100 | $182,700 Land $31,600 Building $151,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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