846 Pillar Point Way, Oceanside, CA 92058 Property Records

San Diego County property record for 846 Pillar Point Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,104 sqft · built 1986
Lot Size	2.67 acres (116,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Sep 2022)
Tax Bill	$6,091 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-33-02`

Property Details

APN / Parcel Number

Primary APN	`157-550-33-02`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	116,702 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	846 PILLAR POINT WAY
City	OCEANSIDE
State	CA
Zip	92058-6924
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 152 US 98PER DOC88-467914&UND INT IN LOTS 150 THRU TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	1
Legal Lot Number	150,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18608

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 PILLAR POINT WAY, OCEANSIDE, CA 92058-6924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 6, 2020	Grant Deed, Transfer · VA Mortgage WEST COAST FUNDING & REAL ESTATE SVCS
Sep 22, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	2022350950
Prior Transfer Date	Jan 1, 1997
Prior Transfer Doc	0000055865
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 1, 2022
Property Address	846 PILLAR POINT WAY, OCEANSIDE, CA 92058-6924
Document Number	0000350950
Map Reference	MAP 9745
Instrument Date	Jul 26, 2022
Instrument	2022-0350950
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	846 PILLAR POINT WAY, OCEANSIDE, CA 92058-6924

Mortgage

Document Number	0000350951
Date	Sep 1, 2022
Instrument	2022-0350951

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2020
Property Address	846 PILLAR POINT WAY, OCEANSIDE, CA 92058-6924
Document Number	0000005033
Instrument Date	Dec 23, 2019
Instrument	5033
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	846 PILLAR POINT WAY OCEANSIDE CA 920586924, OCEANSIDE, CA 92058-6924

Mortgage

Document Number	5034
Date	Jan 6, 2020
Instrument	5034

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS
Type	Bank
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	846 PILLAR POINT WAY, OCEANSIDE, CA 92058-6924
Document Number	0000436418
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	846 PILLAR POINT WAY #2 OCEANSIDE CA 920586924, 2, OCEANSIDE, CA 92058-6924

Mortgage

Document Number	0000436418
Date	Oct 19, 2018
Instrument	436418

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,826 (+2%) Land $312,708 Building $239,118
2025	$6,091.00 (+10.89%)	$541,007 (+9.74%) Land $306,577 Building $234,430
2023	$5,493.00 (+33.36%)	$493,000 Land $279,000 Building $214,000
2022	$4,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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