846 Oak Terrace Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 846 Oak Terrace Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,067 sqft · built 1942
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$428,500 (Jun 2022)
Tax Bill	$4,860 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-012-045-000`

Property Details

APN / Parcel Number

Primary APN	`001-012-045-000`
Alternative APNs	`00101245100` `0010124510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Patio Area	1,067 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	846 OAK TERRACE CT
City	PLACERVILLE
State	CA
Zip	95667-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	SEC 7 10 11
Legal Subdivision	MERIDIAN HEIGHTS ADDITION
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2003
Census Tract	31100

Owner

846 Oak Terrace Ct is owned and occupied by two individuals who bought it in June 2022.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	846 OAK TERRACE CT, PLACERVILLE, CA 95667-3401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Aug 7, 2009 · Amount on File
Deed Document Number	202226437
Prior Transfer Date	Jun 16, 1994
Prior Transfer Doc	0000059015
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 21, 2022
Property Address	846 OAK TERRACE CT, PLACERVILLE, CA 95667-3401
Document Number	0000026437
Instrument Date	May 31, 2022
Instrument	2022-0026437
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	846 OAK TERRACE CT, PLACERVILLE, CA 95667-3401

Mortgage

Document Number	0000026438
Date	Jun 21, 2022
Instrument	2022-0026438

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 846 Oak Terrace Ct was $4,860, up 3.3% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,920 (+2%) Land $139,091 Building $329,829
2025	$4,860.00 (+3.27%)	$459,726 Land $136,364 Building $323,362
2024	$4,706.00 (+1.18%)
2023	$4,651.00 (+52.44%)	$437,070 Land $131,070 Building $306,000
2022	$3,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 846 Oak Terrace Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Oak Terrace Ct is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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