Saginaw County property record for 846 N Orr Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,481 sqft · built 2021 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,000 (Mar 2017) |
| Tax Bill | $7,353 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-30-2001-003 |
| Primary APN | 28-12-3-30-2001-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,481 sqft Living Area |
| 1st Floor Area | 1,654 sqft |
| Basement Area | 1,654 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 846 N ORR RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG AT NW CORN OF SEC TH E 1628.31 FT TH S 321.40 FT TH W 960.58 FT TH N 104.05 FT TH W 307.73 FT TH N 50 FT TH W 360 FT TH N |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 30 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 12003 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 846 N ORR RD, HEMLOCK, MI 48626-9547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2017 · Amount on Record |
| Deed Sale | Mar 20, 2017 · Amount on Record |
| Deed Document Number | 20176618 |
| Deed Book / Page | 2893 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 846 N ORR RD, HEMLOCK, MI 48626-9547 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4300 MIDLAND RD, SAGINAW, MI 48603-9666 |
| Document Number | 0000018196 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021018196 |
| Name | GREENSTONE FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Subprime Lender |
| Address | EAST LANSING, MI 48823 |
| Amount | Amount Recorded |
|---|---|
| Term | 371 Months |
| Due | Apr 1, 2052 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,400 (+41.64%) | $536,800 (+41.64%) | |
| 2025 | $7,353.00 (+102.51%) Homeowner's exemption | ||
| 2023 | $189,500 | $379,000 | |
| 2022 | $3,631.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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