846 N 1st Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 846 N 1st Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,240 sqft · built 1948
Lot Size	0.199 acres (8,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2004)
Tax Bill	$5,839 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1046-061-26-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-061-26-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1949
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,680 sqft (0.199 acres)
Lot Dimensions	140 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	484 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	846 N 1ST AVE
City	UPLAND
State	CA
Zip	91786-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2799 LOT 6
Legal Subdivision	HUNGERFORD BLAKE SUBDIVISION
Legal Tract	2799
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2004
Census Tract	901

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 N 1ST AVE, UPLAND, CA 91786-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jun 26, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2004 · Amount on Record
Deed Sale	Jan 29, 2004 · Amount on Record
Prior Sale	Oct 4, 1993 · Amount on Record
Deed Document Number	200470637
Last Transfer Date	Jun 17, 2020
Transfer Doc	0000216043
Record Updated	Sep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 29, 2020
Property Address	846 N 1ST AVE, UPLAND, CA 91786-3901
Document Number	0000216043
Map Reference	MB 38 PG 96
Instrument Date	Jun 17, 2020
Instrument	2020-0216043
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	846 N 1ST AVE, UPLAND, CA 91786-3901

Mortgage

Document Number	0000216044
Date	Jun 29, 2020
Instrument	2020-0216044

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	846 N 1ST AVE, UPLAND, CA 91786-3901
Document Number	0000268951
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	846 N 1ST AVE UPLAND CA 917863901, UPLAND, CA 91786-3901

Mortgage

Document Number	0000268951
Date	Jun 30, 2017
Instrument	268951

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,449 (+2%) Land $189,637 Building $345,812
2025	$5,839.00 (+4.85%) Homeowner's exemption	$524,950 (+4.04%) Land $185,919 Building $339,031
2023	$5,569.00 (+2.2%) Homeowner's exemption	$504,566 Land $178,700 Building $325,866
2022	$5,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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