846 Middlesex Tpke, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 846 Middlesex Tpke, Old Saybrook, CT 06475

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$330,700 (Oct 2020)
Tax Bill	$5,689 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:063 B:005 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:063 B:005 L`
Alternative APN	`643900`

Exterior

Lot Area	47,916 sqft (1.1 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	643900
Street Address	846 MIDDLESEX TPKE
City	OLD SAYBROOK
State	CT
Zip	06475-1318
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	B-3
Legal Block	5
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	4
Census Block	4008
Census Tract	670100

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	846 MIDDLESEX TPKE, OLD SAYBROOK, CT 06475-1318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP
Dec 26, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage WILLIAM J SULLIVA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Book / Page	655 / 939
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	846 MIDDLESEX TPKE, OLD SAYBROOK, CT 06475-1318
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000702-926
Date	Nov 6, 2025
Book Page	702/926

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	846 MIDDLESEX TPKE, OLD SAYBROOK, CT 06475-1318
Transaction Type	Mortgage
Record Updated	Jan 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000696-182
Date	Dec 26, 2024
Book Page	696/182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	846 MIDDLESEX TPKE, OLD SAYBROOK, CT 06475-1318
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000679-110
Date	Sep 22, 2022
Book Page	679/110

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Oct 26, 2020
Property Address	846 MIDDLESEX TPKE, OLD SAYBROOK, CT 06475-1318
Document Number	655-939
Book / Page	000655 / 000939
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$331.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 MIDDLESEX TPKE OLD SAYBROOK CT 064751318, OLD SAYBROOK, CT 06475-1318

Mortgage

Document Number	655-942
Date	Oct 26, 2020
Book Page	000655/000942

Lender

Name	WILLIAM J SULLIVA LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 25, 2022

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,689.00	$367,000 (+31.73%) Land $138,900 Building $228,100	$256,900 Land $97,230 Building $159,670
2024	$5,689.00 (-0.14%)
2023	$5,697.00 (+1.84%)	$278,600 (-) Land $125,000 Building $153,600
2022	$5,594.00	$278,600 Land $125,000 Building $153,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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