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846 Main St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 846 Main St, West Warwick, RI 02893

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,240 sqft · built 1910
Lot Size0.237 acres (10,319 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Jun 2024)
Tax Bill$7,059 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN10-0000-87

Property Details

APN / Parcel Number

Primary APN10-0000-87
Alternative APNs
  • WWAR 002-0450-0-000
  • 002=0450=0=000
  • 2-1012-52

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area4,915 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,319 sqft (0.237 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number10-0000-87
Street Address846 MAIN ST
CityWEST WARWICK
StateRI
Zip02893-4336
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeB
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group2
Census Block2006
Census Tract20400

Owner

846 Main St, a duplex, is owned and occupied by an individual who bought it in June 2024.

Source: West Warwick Town records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address846 MAIN ST, WEST WARWICK, RI 02893-4336
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage
NEW AMERICAN FUNDING
Aug 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
A & D MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2024 · Amount on File
Deed SaleJun 27, 2024 · Amount on File
Prior SaleNov 27, 2012 · Amount on File
Deed Document Number202489-2120
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address846 MAIN ST, WEST WARWICK, RI 02893-4336
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024903801
DateOct 6, 2025
Instrument2490-3801
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
AmountAmount on Record
Term361 Months
DueNov 1, 2055

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address846 MAIN ST, WEST WARWICK, RI 02893-4336
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024865148
DateAug 16, 2021
Instrument2486-5148
Lender
NameA & D MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 846 Main St was $7,059.

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,059.00$461,700 Land $71,100 Building $390,600
2023$6,009.00$299,400 Land $67,000 Building $232,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 846 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims42 (1998–2024)
Claims Outside the SFHA2 of 42
Most Recent ClaimOct 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 9 claims
  • Severe Storms And Flooding, Mar 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 846 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T.

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