846 Lloyd Rd, Wickliffe, OH 44092 Property Records

Lake County property record for 846 Lloyd Rd, Wickliffe, OH 44092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,201 sqft · built 1940
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2023)
Tax Bill	$6,311 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-A-002-U-00-009-0`

Property Details

APN / Parcel Number

Primary APN	`29-A-002-U-00-009-0`
Alternative APN	`E 255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area
1st Floor Area	910 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Brick
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	360 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	48 sqft
Patio Area	420 sqft
Lean-To	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 255
Street Address	846 LLOYD RD
City	WICKLIFFE
State	OH
Zip	44092-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-50
Legal Description	LOT 2 TRACT 12
Legal Subdivision	LLOYD ROAD
Legal Tract	12
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	WICKLIFFE
Census Block Group	1
Census Block	1000
Census Tract	200900

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	846 LLOYD RD, WICKLIFFE, OH 44092-2334
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL CU INC
Jun 21, 2023	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Feb 28, 2017	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Document Number	483359
Record Updated	Jun 7, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Aug 11, 2023
Property Address	846 LLOYD RD, WICKLIFFE, OH 44092-2334
Document Number	0000015702
Instrument Date	Aug 10, 2023
Instrument	2023R015702
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 WESTPORT DR, MENTOR, OH 44060-4123

Mortgage

Document Number	0000015703
Date	Aug 11, 2023
Instrument	2023R015703

Lender

Name	CARDINAL CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	846 LLOYD RD, WICKLIFFE, OH 44092-2334
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011703
Date	Jun 21, 2023
Instrument	2023R011703

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2024

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Feb 28, 2017
Property Address	846 LLOYD RD, WICKLIFFE, OH 44092-2334
Document Number	0000005228
Instrument Date	Feb 25, 2017
Instrument	5228
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 LLOYD RD WICKLIFFE OH 440922334, WICKLIFFE, OH 44092-2334

Mortgage

Document Number	5229
Date	Feb 28, 2017
Instrument	5229

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.14%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Wickliffe City
Unified School District	Wickliffe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,311.00 (+71.45%) Homeowner's exemption	$51,320 (-) Land $12,880 Building $38,440
2022	$3,681.00 Homeowner's exemption	$51,320 Land $12,880 Building $38,440
2021			$146,630 Land $36,800 Building $109,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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