846 Keene Rd, Winchester, NH 03470 Property Records

Cheshire County and Winchester Town property record for 846 Keene Rd, Winchester, NH 03470

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 2 ba · 2,803 sqft · built 1800
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2024)
Tax Bill	$4,285 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WNCH M:00012 B:000043 L:000002`

Property Details

APN / Parcel Number

Primary APN	`WNCH M:00012 B:000043 L:000002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,803 sqft Living Area
Gross Area	4,985 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	846 KEENE RD
City	WINCHESTER
State	NH
Zip	03470-2310
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	HIGHWA
Legal Block	43
Legal Lot Number	2
Jurisdiction	WINCHESTER TOWN NH
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1029
Census Tract	971700

Owner

Source: Cheshire County and Winchester Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	357 BRIDGE ST, 3, NORTHAMPTON, MA 01060-2443
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage THE HUNTINGTON NATIONAL BANK
Jun 21, 2018	Warranty Deed, Transfer · Conventional with PMI RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	20242532
Deed Book / Page	3274 / 1253
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Apr 24, 2024
Property Address	846 KEENE RD, WINCHESTER, NH 03470-2310
Document Number	03274-1253
Book / Page	3274 / 1253
Instrument Date	Apr 23, 2024
Instrument	2402532
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	357 BRIDGE ST APT 3, 3, NORTHAMPTON, MA 01060-2443

Mortgage

Document Number	0002402533
Date	Apr 24, 2024
Instrument	2402533

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	May 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER TOWN NH
Recording Date	Jun 21, 2018
Property Address	846 KEENE RD, WINCHESTER, NH 03470-2310
Document Number	0030290416
Book / Page	003029 / 000416
Instrument Date	Jun 21, 2018
Instrument	4730
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 ROUTE 9 STODDARD NH 034644328, STODDARD, NH 03464-4328

Mortgage

Document Number	30290419
Date	Jun 21, 2018
Book Page	003029/000419
Instrument	4731

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Winchester Town
Elementary School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$4,285.00 (-7.67%)	$146,500 (-) Land $45,600 Building $100,900
2023	$4,641.00 (+10.37%)	$146,500 (-) Land $45,600 Building $100,900
2022	$4,205.00	$146,500 Land $45,600 Building $100,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1984–2021)
Most Recent Claim	Jul 2021 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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