846 Ivy Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 846 Ivy Dr, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	2 ba · 1,350 sqft · built 2003
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$21,280 (Jan 2025)
Tax Bill	$912 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`29-3-08.0-0-008-071.700`

Property Details

APN / Parcel Number

Primary APN	`29-3-08.0-0-008-071.700`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Construction Type	Frame
Lot Area	209,088 sqft (4.8 acres)

Location & Zoning

Street Address	846 IVY DR
City	SAINT CLAIR
State	MO
Zip	63077-4480
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	ANU
Legal Description	LOT:6 TARA LYNN ESTATES
Legal Range	1W
Legal Township	41N
Legal Section	08
Legal Subdivision	TARA LYNN ESTATES
Legal Lot Number	6
Legal Unit	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2051
Census Tract	800901

Owner

Source: Franklin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	846 IVY RIDGE DR, SAINT CLAIR, MO 63077
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jan 21, 2025	Intrafamily Transfer, Transfer · Line of Credit SULLIVAN BANK
Mar 7, 2023	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Nov 4, 2019	Deed of Trust, Mortgage FIRST CMNTY CU
Jun 18, 2019	Grant Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI
Apr 17, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 26, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Mar 7, 2023 · Amount on Record
Deed Document Number	20252500658
Prior Transfer Date	Jan 10, 2025
Prior Transfer Doc	0002500658
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002111024
Date	Jun 10, 2021
Instrument	2111024

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 24, 2026
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Document Number	0002603655
Map Reference	PB P PG 1303
Instrument Date	Mar 2, 2026
Instrument	2603655
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 IVY DR, SAINT CLAIR, MO 63077-4480

Mortgage

Document Number	0002603656
Date	Mar 24, 2026
Instrument	2603656

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.27%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	1-Year CMT
Margin	4
Max Rate	12.2%

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Jan 21, 2025
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Document Number	0002500658
Map Reference	PB P PG 1303
Instrument Date	Jan 10, 2025
Instrument	2500658
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	846 IVY DR, SAINT CLAIR, MO 63077-4480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 IVY DR, SAINT CLAIR, MO 63077-4480

Mortgage

Document Number	0002500659
Date	Jan 21, 2025
Instrument	2500659

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Mar 7, 2023
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Document Number	0002302647
Map Reference	PB P PG 1303
Instrument Date	Mar 1, 2023
Instrument	2302647
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	846 IVY DR, SAINT CLAIR, MO 63077-4480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	846 IVY DR, SAINT CLAIR, MO 63077-4480

Mortgage

Document Number	0002302648
Date	Mar 7, 2023
Instrument	2302648

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Apr 7, 2021
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Document Number	0002106414
Map Reference	PB P PG 1303
Instrument Date	Feb 22, 2021
Instrument	2106414
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	CLEAR TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	846 IVY DR, SAINT CLAIR, MO 63077-4480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 IVY DR, SAINT CLAIR, MO 63077-4480

Mortgage

Document Number	0002106416
Date	Apr 7, 2021
Instrument	2106416

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Document Number	0000015499
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	846 IVY DR ST CLAIR MO 630774480, ST CLAIR, MO 63077-4480

Mortgage

Document Number	0000015499
Date	Nov 12, 2019
Instrument	15499

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

June 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 18, 2019
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Document Number	0000007509
Instrument Date	Jun 13, 2019
Instrument	7509
Transaction Type	Construction Loan
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1959 VIRGINIA MINES RD ST CLAIR MO 630773542, ST CLAIR, MO 63077-3542

Mortgage

Document Number	7510
Date	Jun 18, 2019
Instrument	7510

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2020

Interest

Rate Type	Adjustable Rate

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 17, 2019
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Document Number	0000004504
Instrument Date	Jul 3, 2018
Instrument	4504
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 26, 2018
Property Address	846 IVY DR, SAINT CLAIR, MO 63077-4480
Document Number	0000008832
Instrument Date	Jun 12, 2018
Instrument	8832
Transaction Type	Foreclosure
Record Updated	Aug 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 NW GRAND BLVD OKLAHOMA CITY OK 731186051, OKLAHOMA CITY, OK 73118-6051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$912.00 (+9.88%)	$15,079 (+0.69%)	$79,360 (+0.69%) Land $31,050 Building $48,310
2023	$830.00 (+15.6%)	$14,976 (+14%)	$78,820 (+14%) Land $26,240 Building $52,580
2022	$718.00	$13,137
2021			$69,140 Land $26,240 Building $42,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Jun 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	25 / 3

May also be available: BlueBit Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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