846 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 846 Indigo Loop, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,165 sqft Living Area
Lot Size	8,720 sqft (0.2 acres)
Garage	Finished, 504 sqft
Last Sale	$395,000 (2019)
Tax Bill	$4,987.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00L-0020`
Alternative APN	`1069415`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,165 sqft Living Area
Gross Area	3,017 sqft Gross Area
Stories	1 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Lot Area	8,720 sqft (0.2 acres)
Depth X Width	11 ft x 8 ft Depth x Width
Garage Type	Finished Garage
Garage Area	504 sqft Garage
Fence	Fence
Porch	1 Porch
Porch Area	348 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1069415
Street Address	846 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5224
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK L EMERALD BAY PH 1-A PB 11-38 OR 1208-220 OR 2512-1589 &-1591 OR 3120-3242
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY 1 A AMENDED
Legal Phase	1-A
Legal Block	L
Legal Lot Number	2
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1003
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00L-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2127 WEAVER RD, MOUNT OLIVE, AL 35117-3518
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Doc Number	20190035224
Deed Book / Page	3120 / 3242
Record Refreshed	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 10, 2019
Property Address	846 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5224
Document Number	0031203242
Book / Page	003120 / 003242
Instrument Date	Oct 04, 2019
Instrument	35224
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2127 WEAVER RD MOUNT OLIVE AL 351173518, MOUNT OLIVE, AL 35117-3518

Mortgage

Document Number	31203244
Date	Oct 10, 2019
Book Page	003120/003244
Instrument	35225

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2049

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$555,411 (+2.77%) Land $161,000 Building $394,411	$555,411 (+2.77%) Land $161,000 Building $394,411
2024	$4,987.00 (+7.43%)
2023	$4,642.00 (+0.24%)	$540,453 (-4.39%) Land $157,780 Building $382,673	$540,453 (-4.39%) Land $157,780 Building $382,673
2022	$4,631.00	$565,286 Land $169,540 Building $395,746	$565,286 Land $169,540 Building $395,746

Flood & Wildfire

846 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 2004) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 45th percentile of exposed land nationally · 15th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.