846 Howard Ave, Des Plaines, IL 60018 Property Records

Cook County property record for 846 Howard Ave, Des Plaines, IL 60018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,609 sqft · built 1963
Lot Size	0.158 acres (6,875 sqft)
Owner	Individual Name on File
Last Sale	$225,500 (Oct 1998)
Tax Bill	$8,354 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-104-021`

Property Details

APN / Parcel Number

Primary APN	`09-29-104-021`
Alternative APN	`09-29-104-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,609 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,875 sqft (0.158 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	846 HOWARD AVE
City	DES PLAINES
State	IL
Zip	60018-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HOWARD)(SUPERIOR) SUB IN SW NW SEC 29-41-12
Legal Range	12E
Legal Township	41N
Legal Section	29
Legal Subdivision	HOWARD SUPERIOR
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	1
Census Block	1001
Census Tract	770602

Owner

846 Howard Ave is owned and occupied by an individual who bought it in October 1998.

Source: Cook County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	846 HOWARD AVE, DES PLAINES, IL 60018-2715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 1998 · Amount on File
Deed Sale	Oct 8, 1998 · Amount on File
Prior Sale	May 27, 1994 · Amount on File
Deed Document Number	1998925
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Aug 26, 2026
Property Address	846 HOWARD AVE, DES PLAINES, IL 60018-2715
Document Number	0000022090
Instrument Date	Aug 6, 2026
Instrument	202622090
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	846 HOWARD AVE, DES PLAINES, IL 60018-2715

Mortgage

Document Number	0000022090,
Date	Aug 26, 2026
Instrument	202622090

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	846 HOWARD AVE, DES PLAINES, IL 60018-2715
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007655176
Date	Mar 17, 2022
Instrument	2207655176

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$42,000 Land $8,250 Building $33,750	$420,000 Land $82,500 Building $337,500
2023	$8,354.00 (+2.82%)
2022	$8,125.00 Homeowner's exemption	$35,000 Land $6,875 Building $28,125	$350,000 Land $68,750 Building $281,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 846 Howard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 Howard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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