Macon County property record for 846 Gregory Rd, Franklin, NC 28734 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,458 sqft · built 1900 |
| Lot Size | 28.5 acres (1,243,202 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $601 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7506741750 |
| Primary APN | 7506741750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,458 sqft Heated Area |
| 1st Floor Area | 972 sqft |
| Upper Floors Area | 486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,243,202 sqft (28.5 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Utility Building | 800 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 20271 |
|---|---|
| Street Address | 846 GREGORY RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-0188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 & 1-A COMBINATION |
| Legal Tract | 1 |
| Jurisdiction | MACON NC |
| Township / Civil Division | MILLSHOAL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970400 |
Source: Macon County records · APN 7506741750
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 846 GREGORY RD, FRANKLIN, NC 28734-0188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2017 | Deed of Trust, Mortgage · ARM ENTEGRA BANK |
| Jun 04, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 846 GREGORY RD, FRANKLIN, NC 28734-0188 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00G38/0771 |
|---|---|
| Date | Nov 01, 2017 |
| Book Page | G-38/0771 |
| Instrument | 2017007517 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 846 GREGORY RD, FRANKLIN, NC 28734-0188 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1160 HAMMOND DR 232, 232, SANDY SPRINGS, GA 30328-5492 |
| Document Number | Y40/2039 |
|---|---|
| Date | Jun 04, 2021 |
| Book Page | Y-40/2039 |
| Instrument | 2021005396 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 01, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 846 GREGORY RD, FRANKLIN, NC 28734-0188 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | T39/1076 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | T-39/1076 |
| Instrument | 2020001303 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,610 (+3.02%) Land $389,220 Building $98,390 | $487,610 (+3.02%) Land $389,220 Building $98,390 | |
| 2025 | $601.00 (+6.56%) | ||
| 2023 | $564.00 | $473,310 Land $389,220 Building $84,090 | $473,310 Land $389,220 Building $84,090 |
Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 457 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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